ISA’s in this category aim to cover a range of financial objectives by investing in various asset classes predominantly across South-East Asia markets.

ISA Name	Standard Initial Charge (SIC)	Our Initial Charge*	Initial Commission	Saving on £7,200 invested**	Fund Managers AMC	Morning Star Rating1	S&P Rating2	More Info	Buy
INVESCO PERPETUAL Pacific Acc	5%	0 %	0%	£360	1.5%		AA
INVESCO PERPETUAL Pacific Inc	5%	0 %	0%	£360	1.5%		AA
Legal & General Asian Income Trust R Acc	5%	2 %	0%	£216	1.5%		A

ISA Name	Standard Initial Charge (SIC)	Our Initial Charge*	Initial Commission	Saving on £7,200 invested**	Fund Managers AMC	Morning Star Rating1	S&P Rating2	More Info	Buy
Baillie Gifford Japanese Fund A Acc	5%	2 %	0%	£216	1.5%		A
Baring Japan Growth Trust	5%	0.25 %	0%	£342	1.5%		AA
Fid FIF Japan Fund	3.5%	0.5 %	0%	£216	1.5%		A
Henderson Japan Capital Growth Fund	5%	0 %	0%	£360	1.5%		A
Martin Currie Japan Fund	5%	0.5 %	0%	£324	1.5%		A
BlackRock Japan Acc	5%	0 %	0%	£360	1.5%		A
BlackRock Japan Inc	5%	0 %	0%	£360	1.5%		A
Schroder Japan Alpha Plus Acc	5.25%	0 %	0%	£378	1.5%		A
Schroder Japan Alpha Plus Inc	5.25%	0 %	0%	£378	1.5%		A

ISA Name	Standard Initial Charge (SIC)	Our Initial Charge*	Initial Commission	Saving on £7,200 invested**	Fund Managers AMC	Morning Star Rating1	S&P Rating2	More Info	Buy
JOHCM Japan Fund	5%	0 %	0%	£360	1.25%		AA

ISA Name	Standard Initial Charge (SIC)	Our Initial Charge*	Initial Commission	Saving on £7,200 invested**	Fund Managers AMC	Morning Star Rating1	S&P Rating2	More Info	Buy
Baillie Gifford Managed Fund A Acc	5%	2 %	0%	£216	1.5%		AA

ISA Name	Standard Initial Charge (SIC)	Our Initial Charge*	Initial Commission	Saving on £7,200 invested**	Fund Managers AMC	Morning Star Rating1	S&P Rating2	More Info	Buy
Baillie Gifford Pacific Fund A Acc	5%	2 %	0%	£216	1.5%		AA
Fid FIF South East Asia Fund	3.5%	0.5 %	0%	£216	1.5%		A
First State Asia Pacific Leaders	4%	0 %	0%	£288	1.5%		AAA
INVESCO PERPETUAL Asian Inc	5%	0 %	0%	£360	1.5%		AA
INVESCO PERPETUAL Asian Acc	5%	0 %	0%	£360	1.5%		AA
Investec Asia ex Japan Fund	4.5%	1.5 %	0%	£216	1.5%		AA
Legal & General Pacific Growth Tst R Acc	5%	2 %	0%	£216	1.5%		A
Legal & General Pacific Growth Tst R Inc	5%	2 %	0%	£216	1.5%		A
Martin Currie Asia Pacific Fund	5%	0.5 %	0%	£324	1.5%		AA
Newton Oriental	4%	0.5 %	0%	£252	1.5%		AA
Ignis Pacific Growth Fund Acc	5.25%	2.25 %	0%	£216	1.5%		AA
Ignis Pacific Growth Fund Inc	5.25%	2.25 %	0%	£216	1.5%		AA
Schroder Pacific Acc	5.25%	0 %	0%	£378	1.5%		A
Schroder Pacific Inc	5.25%	0 %	0%	£378	1.5%		A
Threadneedle Asia Fund	3.75%	0.75 %	0%	£216	1.5%		AA

* The Initial Charge after 100% of initial commission has been rebated and including any fund manager discounts, if applicable.

** Saving on £7200 ISA investment through SFS Invest Direct. Figures accurate as at 01 November 2008.

¹ 'Morningstar rates investments from one to five stars based on how well they've performed in comparison to similar investments, after adjusting for risk and accounting for all relevant sales charges.' Source Morningstar

² 'Standard and Poor's Fund Services offers qualitative assessment of over 1,300 funds and the highest quality research on investment management capabilities. A team of 45 experienced analysts investigates and monitors long-only equity funds, fixed income funds, funds-of-hedge-funds and absolute return funds. The Fund Services methodology identifies the process, research skills, team strength and group solidity that lies behind the long-term outperformance of leading funds in each market and sector. Those that come through the process successfully carry a rating of quality recognised throughout the investment world.' - Source Standard & Poors

Position in the highly rated funds on the Fundsnetwork platform, October 2008. Based on gross funds placed under management, excluding funds re-registration. (Source Fundsnetwork).