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We have grouped together those ISA’s in the Investment Management Association (IMA) sectors not covered by the other categories as they provide access to asset classes and/or geographical areas that are specialised such as Property and Telecommunications. We have grouped together those ISA’s in the Investment Management Association (IMA) sectors not covered by the other categories as they provide access to asset classes and/or geographical areas that are specialised such as Property and Telecommunications.

ISA Name	Standard Initial Charge (SIC)	Our Initial Charge*	Initial Commission	Saving on £10,200 invested**	Fund Managers AMC	Morning Star Rating1	S&P Rating2	More Info	Buy
Marlborough ETF Global Growth Fund Acc	5%	0 %	0%	£510	1.751%
Aviva Global Cautious Inc Acc	4.5%	1.5 %	0%	£306	1.25%
Neptune India Fund	5%	0.75 %	0%	£434	1.75%
Neptune Russia & Greater Russia Fund	5%	0.75 %	0%	£434	1.75%
Schroder ISF Emerging Europe	5.25%	0 %	0%	£536	1.5%
Schroder ISF Latin American	5.25%	0 %	0%	£536	1.5%
Scottish Widows Latin American Fund	5%	0 %	0%	£510	1.5%
SWIP Absolute Return Macro Fund	5%	0 %	0%	£510	1.5%
Aberdeen MM Ethical Fund Acc	4%	0 %	0%	£408	1.5%
Aberdeen MM Ethical Fund Inc	4%	0 %	0%	£408	1.5%
Allianz RCM Dynamic Growth Acc	3%	0 %	0%	£306	1.25%
Axa Framlington Biotech	5.5%	0.25 %	0%	£536	1.75%
Axa Framlington Financial Fund Acc	5.25%	0.25 %	0%	£510	1.5%
Baring German Growth Trust	5%	0.25 %	0%	£485	1.5%
Baring Korea Trust	5%	0.25 %	0%	£485	1.5%		A
First State Global Resources Fund	4%	0 %	0%	£408	1.5%		AA
First State Indian Subcontinent Acc A	4%	0 %	0%	£408	1.75%
INVESCO PERPETUAL Latin American Fd Acc	5%	0 %	0%	£510	1.5%
INVESCO PERPETUAL Latin American Fd Inc	5%	0 %	0%	£510	1.5%
Investec Global Energy Fund Acc	4.5%	0 %	0%	£459	1.5%
Investec Global Gold Fund A Acc	4.5%	0 %	0%	£459	1.5%
JPM New Europe A Acc	4.25%	0 %	0%	£434	1.5%
Jupiter Financial Opportunities Fund	5.25%	0.25 %	0%	£510	1.5%		AAA
M&G Global Convertibles Fund A Acc	4%	0 %	0%	£408	1.5%

ISA Name	Standard Initial Charge (SIC)	Our Initial Charge*	Initial Commission	Saving on £10,200 invested**	Fund Managers AMC	Morning Star Rating1	S&P Rating2	More Info	Buy
Marlborough ETF Absolute Return Fund Acc	4.5%	0 %	0%	£459	1.5%
Schroder ISF Asian Bond Absolute Return	5.25%	0 %	0%	£536	1.25%
Schroder ISF Em Mkt Debt Abs Rtn GBP hgd	5.25%	0 %	0%	£536	1.5%
Threadneedle Absolute Return Bond Fund	3.75%	0 %	0%	£383	1.25%		AA
Newton Real Return Fund Inc A Shares	4%	0 %	0%	£408	1.5%		AAA
Baring Absolute Rtrn Glbl Bond Trust Acc	5%	0 %	0%	£510	1.75%
Baring Absolute Rtrn Glbl Bond Trust Inc	5%	0 %	0%	£510	1.75%

INC = The profits from this ISA are provided as a regular income
ACC = The profits from this ISA are re-invested to help your investment grow

In providing this data, Skipton Financial Services (SFS) Limited has used the services of Library Information Services Limited and Fidelity FundsNetwork. Consequently, SFS cannot be held responsible for any inaccuracies contained in any information provided by any third party. All returns and illustrations are based on current tax legislation which is subject to unforeseen change. Past performance is not a guide to future returns

* The Initial Charge after 100% of initial commission has been rebated and including any fund manager discounts, if applicable.

** Saving on £10,200 ISA investment through SFS Invest Direct. Figures accurate as at 01 September 2010.

¹ 'Morningstar rates investments from one to five stars based on how well they've performed in comparison to similar investments, after adjusting for risk and accounting for all relevant sales charges.' Source Morningstar

² 'Standard and Poor's Fund Services offers qualitative assessment of over 1,300 funds and the highest quality research on investment management capabilities. A team of 45 experienced analysts investigates and monitors long-only equity funds, fixed income funds, funds-of-hedge-funds and absolute return funds. The Fund Services methodology identifies the process, research skills, team strength and group solidity that lies behind the long-term outperformance of leading funds in each market and sector. Those that come through the process successfully carry a rating of quality recognised throughout the investment world.' - Source Standard & Poors

Position in the highly rated funds on the Fundsnetwork platform, August 2010. Based on gross funds placed under management, excluding funds re-registration. (Source Fundsnetwork).