Sin Bin
Many of you may have experienced the after effects of the Credit Crisis caused by Sub Prime Lending in the US and have subsequently seen your funds fall in value but was your fund underperforming its peers anyway?
We have researched the UK Registered Fund Marketplace (i.e. unit trusts and OEICs which can be held in and outside of an ISA/PEP wrapper) to identify those funds we would consider poor performers. In order to do this we monitored the performance of the available funds with a minimum of 3 years performance which are actively managed (therfore all new and tracker funds have been excluded).
The Sin Bin List has been compiled to identify those funds that may be considered to be ’out of the game’ and should be reviewed to see if you consider this to be temporary or a long term trend. The funds on this list have performed below average in their repective sectors based on percentage growth figures* for each and every year over the last 3 years.
If you have any of the poor performing funds listed below, you may wish to re-register your holdings and then switch online with the help of our fund research tools once your account is created.
For further information about our Investment Consolidation service please call 0800 085 0459 or click here.
Alternatively, if you wish to arrange an appointment to see a whole of market adviser please call 0800 121 4595 or request a call back and a member of the team will call you back when it’s convenient for you.
*Source: Lipper Hindsight - Percentage Growth, Total Return, Income Reinvested, upto 31/07/08
**Offer applies to re-registrable investments over £5000 in value
Active ManagedTop ^
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | -21.16 | -3.78 | 16.39 | |
| Fid FIFIV MultiManager Growth Portfolio | -26.98 | -5.98 | 6.3 |
Asia Pacific Excluding JapanTop ^
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | -14.23 | 10.42 | 32.77 | |
| Allianz RCM Total Return Asian Equity Fd | 57.95 | -43.18 | 37.96 |
|
| GLG Asia Pacific Fund Acc | 3.37 | -11.06 | 39.45 | |
| Henderson Asia Pacific Capital Growth Fd | -28.34 | 12.25 | 9.59 |
|
| New Star Asian Dividend Income | 60.71 | -45.22 | 34.35 |
|
| Prudential Pacific Markets Trust | -30.25 | 11.27 | 9.01 |
|
| SWIP Asia Pacific Fund | -30.49 | 14.78 | 7.02 |
|
Asia Pacific Including JapanTop ^
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | -12.65 | 3.69 | 15.18 | |
| Legal & General Asian Income Trust R Inc | 21.96 | 14.13 | -10.83 |
|
Balanced ManagedTop ^
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | -17.87 | -4.7 | 15.14 | |
| Architas MM Balanced Portfolio | -14.48 | -9.9 | 5.71 |
|
| Architas MM Growth Portfolio | -16.81 | -12.56 | 7.46 |
|
| Aviva Investors Balanced Managed A Inc | 13.61 | 12.97 | -11.28 |
|
| F&C Multi Manager Balanced Fund Inc | -8.15 | -11.49 | 8.99 |
|
| Premier Multi-Asset Growth Fund Acc | -24.63 | -5.41 | 6.86 |
|
| Santander MM Growth Fund | -7.73 | -10.43 | 8.32 | |
| Scottish Widows Progressive Portfolio | 9.94 | 8.86 | -10.47 |
Cautious ManagedTop ^
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | -13.17 | -4.44 | 9.21 | |
| Architas MM Cautious Balanced Portfolio | 7 | 7.07 | -7.17 |
|
| Aviva Investors Distribution Fund Inc | -6.69 | -9.76 | 2.07 |
|
| AXA Defensive Distribution Fund Inc | 13.05 | -23.9 | -2.09 | |
| CF Midas Balanced Income Fund | 13.92 | -29.54 | .12 |
|
| F&C Multi Manager Cautious Fund Acc | 16.74 | -19.93 | -0.25 |
|
| F&C Multi Manager Distribution Fund Acc | 17.35 | -26.38 | -6.08 |
|
| Fid FIFIV MultiManager Income Portfolio | 15.99 | -23.99 | .18 | |
| HSBC Income FOF Acc | 7.42 | 6.04 | -10.52 |
|
| Insight Diversified High Income Acc | 7.1 | -19.43 | -0.57 |
|
| Jupiter Distribution Fund Acc | -15.38 | -4.24 | 4.8 |
|
| Legal & General Distribution Trust R Acc | -16.43 | -4.01 | 3.66 |
|
| New Star Managed Distrbtion Inc Quartrly | -11.37 | -17.85 | 4.5 |
|
| Santander MM Balanced Fund Acc | -6.7 | -8.15 | 4.98 |
Europe Excluding UKTop ^
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | -25.12 | -2.75 | 28 | |
| Aberdeen European Growth OEIC | -16.46 | -12.78 | 13.38 |
|
| Aberdeen European Opportunities OEIC | -17.21 | -13 | 14.94 |
|
| Axa Framlington European Fund Inc | -13.72 | -9.92 | 17.98 |
|
| AXA Rosenberg European Acc | 27.72 | -37.35 | 10.41 |
|
| Baring European Growth Trust | 32.13 | -37.19 | 12.93 | |
| F&C European Growth & Income Fund Acc | -24.97 | -2.02 | 14.55 |
|
| Gartmore European Focus Fund | 25.89 | -36.14 | 7.87 |
|
| Henderson European Opportunities | -13.19 | -12.48 | 19.82 |
|
| Ignis European Growth Fund Inc | -24.86 | -2.48 | 10.8 |
|
| Investec European Fund | -17.75 | -10.34 | 18.97 |
|
| Legal & General European Trust R Inc | 23.14 | 20.42 | -13.7 |
|
| LeggMason Continental European Equity | 25.46 | -35.72 | 7.41 |
|
| Martin Currie European Fund | 30.63 | -35.66 | 12.32 |
|
| Premier European Growth Fund Inc | 29.98 | -46.67 | 8.25 |
|
| Prudential European Trust | 22.09 | 22.68 | -13.18 |
|
| Schroder European Inc | 32.4 | -36.11 | 8.19 |
|
| Templeton Europe Fund Acc | 18.66 | 21.75 | -15.85 |
|
| UBS European Equity Fund | -28.78 | -3.95 | 10.84 |
|
European Smaller CompaniesTop ^
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | -28.15 | -11.51 | 35.95 | |
| Aberdeen European Smaller Cos Acc OEIC | 43.49 | -42.81 | 8.16 |
|
Global BondsTop ^
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | 9.18 | 6.51 | -0.11 | |
| Threadneedle Dollar Bond Fund | -5.4 | -4.74 | 1.61 |
|
| UBS Absolute Return Bond Fund | 2.11 | -33.98 | -4.06 |
|
Global Emerging MarketsTop ^
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | -20.77 | 19.11 | 30.61 | |
| Aberdeen MM Emerging Markets Acc | 62.81 | -45.56 | 30.12 |
|
| Baillie Gifford Em Mkt Lrg Cap Cos A Acc | -34.82 | 18.17 | 2.62 |
|
| Scottish Widows Emerging Markets Fund | 66.69 | -43.52 | 31.63 | |
| SWIP Emerging Markets Fund | -35.78 | 16.73 | 1.66 |
|
| Templeton Global Emerging Markets | 27.24 | 31.66 | -5.23 |
|
Global GrowthTop ^
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | -21.8 | -2.43 | 18.14 | |
| Architas MM Global Equity Fund | 25.66 | -29.9 | 4.68 |
|
| Axa Framlington Global Opportunities Inc | -29.66 | -2.6 | .75 |
|
| AXA Rosenberg Global Acc | 17.46 | -29.43 | 6.78 |
|
| F&C Global Growth Fund | -21.31 | -2.31 | 2.36 |
|
| HSBC Global Growth FOF Acc | 14.93 | 13.11 | -9.94 |
|
| Invesco Perpetual Global Opportunities | 5.33 | 10.25 | -13.83 |
|
| Investec Global Free Enterprise | -14.53 | -12.36 | 11.06 |
|
| JPM Global Fund A Acc | 13.49 | 6.18 | -9.65 |
|
| New Star Global Equity Fund Acc | 20.8 | -29.53 | -6.94 |
|
| Prudential Global Growth Trust | 13.04 | 12.63 | -15.52 |
|
| Prudential International Growth Trust | 12.49 | 11.78 | -17.28 |
|
| Santander MM Equity Fund | -9.3 | -13.15 | 10.83 | |
| Scottish Widows Global Growth | 11.02 | 7.68 | -11.76 | |
| Scottish Widows Opportunities Portfolio | 25.15 | -29.26 | 4.1 | |
| SWIP Global SRI Fund | 10.75 | 10.69 | -9.92 |
|
| Templeton Growth Fund Acc | 24.64 | -31.35 | 5.99 |
|
| UBS Global Optimal | 8.78 | 10.14 | -15.37 |
|
JapanTop ^
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | -13.17 | -8.63 | -7.03 | |
| Baring Japan Growth Trust | 1.22 | -23.48 | -10.82 | |
| BlackRock Japan Inc | -2.74 | -25.42 | -10.33 |
|
| Fid FIF Japan Smaller Companies Fund | 14.22 | -21.32 | -15.17 | |
| JPM Japan A Acc | 1.64 | -20.11 | -9.01 |
|
| LeggMason Japan Equity | .44 | -25.23 | -33.42 |
|
| Newton Japan | 1.76 | -28.07 | -8.83 |
|
| Scottish Widows Japan Select Growth | -1.89 | -17.79 | -8.82 | |
| Standard Life Inv Japanese Equity Growth | -8.5 | -17.88 | -15.49 |
|
| Threadneedle Japan Fund | -4.97 | -18.22 | -11.18 |
|
North AmericaTop ^
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | -18.62 | -6.59 | 15.11 | |
| GLG American Growth Fund Acc | -13.48 | -7.48 | -2.51 | |
| INVESCO PERPETUAL US Equity Acc | 15.89 | -21 | -9.25 |
|
| LeggMason US Equity | -12.95 | -32.17 | 7.2 |
|
| M&G North American Value Fund A Acc | -9.14 | -25.44 | 3.88 | |
| Old Mutual Nrth American Equity OEIC Acc | 13.37 | -23.48 | -1.74 |
|
| Prudential North American Trust | 3.73 | 9.36 | -22.34 |
|
| UBS US Equity Fund | -8.38 | -12.52 | 4.69 |
|
North American Smaller CompaniesTop ^
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | 9.77 | 10.05 | -9.6 | |
| F&C US Smaller Companies | 7.06 | 3.7 | -20.33 |
|
SpecialistTop ^
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | -16.03 | -4.05 | 18.17 | |
| Aviva Global Balanced Inc Acc | -16.52 | -13.04 | 7.66 | |
| Axa Framlington Financial Fund Inc | 25.07 | -42.12 | -8.25 |
|
| JPM Global Financials A Acc | -19.69 | -24.78 | 9.78 |
|
| SWIP Absolute Return UK Equity Fund | 25.21 | -30.02 | -1.92 |
Technology and TelecommunicationsTop ^
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | 3.99 | 14.16 | -11.02 | |
| GLG Technology Equity Fund Acc | -13.67 | -13.43 | -7.9 |
UK All CompaniesTop ^
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | -24.93 | -9.83 | 22.19 | |
| Allianz RCM UK Growth Fund Acc | -22.16 | -14.47 | 10.8 |
|
| Architas MM UK Equity Fund | -14.72 | -19.49 | 9.9 |
|
| Artemis Capital Fund | 22.83 | -43.25 | 3.64 |
|
| Aviva Investors UK Growth & Value Fund | 26.2 | -35.79 | 2.98 |
|
| Aviva Investors UK Growth Fund Cl A | 14.75 | 13.02 | -16.39 |
|
| Cazenove UK Growth and Income Fund Acc | 16.59 | 14.63 | -15.74 |
|
| Cazenove UK Opportunities Fund | 16.88 | 14.3 | -15.9 |
|
| F&C Stewardship Growth Fund Inc | 22.71 | -39.14 | -1.65 |
|
| F&C UK Equity Fund | 13.63 | 14.78 | -16.81 |
|
| Gartmore UK Alpha Fund | 28.05 | -53.16 | -0.05 |
|
| Gartmore UK Growth Fund | 23.7 | -41.5 | .36 |
|
| GLG UK Growth Fund Acc | 24.74 | -43.29 | .33 | |
| Henderson UK Equity Fund | -15.79 | -16.85 | 11.76 |
|
| INVESCO PERPETUAL UK Growth Acc | 21.67 | -36.32 | 3.37 |
|
| Investec UK Special Situations Fund Inc | 16.87 | 16.72 | -22.42 |
|
| JPM Premier Equity Growth Fund Acc | 25.44 | -40.06 | -2.54 |
|
| JPM UK Active 350 Fund Acc | -13.59 | -16.26 | 6.44 |
|
| Jupiter Environmental Income Fund Acc | 22.34 | -37.48 | 2.84 |
|
| Jupiter Undervalued Assets Fund | 20.33 | -36.34 | .85 |
|
| New Star UK Growth | 27.19 | -49.86 | -8.13 |
|
| Old Mutual Ethical OEIC Acc | 30.1 | -40.54 | -10.42 |
|
| Skandia IM Asset Alloc UK Equity Blend | -15.74 | -19.71 | 7.52 |
|
| Skandia IM UK Best Ideas Fund | 22.9 | -46.84 | 4.69 |
|
| UBS UK Select Acc | 23.21 | -38.18 | 2.96 |
|
UK Corporate BondTop ^
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | -0.02 | -1.5 | -2.91 | |
| AEGON Ethical Corporate Bond Acc | 14.52 | -11.67 | -4.08 |
|
| Architas MM High Income Fund Inc | -6.02 | -4.53 | -2.77 |
|
| AXA Sterling Corporate Bond Acc | 10.94 | -21.95 | -7.35 |
|
| Gartmore Fixed Interest Fund Acc | 7.42 | -22.75 | -3.48 |
|
| JPM Sterling Corporate Bond Fund Inc | 12.48 | -16.68 | -5.2 |
|
| Rathbone Ethical Bond Acc | -17.51 | -1.51 | -2.12 |
|
| Royal London Corporate Bond Trust Inc | 16.4 | -14.3 | -2.95 |
|
| Scottish Widows Corporate Bond Acc | -2.46 | -3.35 | -1.77 |
UK Equity and Bond IncomeTop ^
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | 11.35 | 10.6 | -11.94 | |
| JPM UK Equity & Bond Income Fund Inc | 11.21 | 7.67 | -11.98 |
|
UK Equity IncomeTop ^
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | -23.03 | -13.96 | 21.89 | |
| Axa Framlington Equity Income Fund Inc | -20.46 | -27.99 | 9.61 |
|
| Axa Framlington Monthly Income Fund Inc | -22.09 | -28.86 | 6.87 |
|
| Baillie Gifford Global Income Fund A Inc | -13.72 | -19.37 | 7.6 |
|
| F&C Stewardship Income Fund Inc | 22.17 | -38.08 | 1.13 |
|
| Fid FIF Income Plus Fund | 16.22 | 14.62 | -22.67 | |
| Gartmore UK Equity Income Fund Inc | 17.24 | 14.8 | -20.36 |
|
| GLG UK Income Fund Acc | -13.6 | -24.87 | 9.12 | |
| HSBC Income Fund Inc | 12.28 | 11.18 | -19.34 |
|
| JPM UK Strategic Equity Income Inc | -32.01 | -11.88 | 12.86 |
|
| Lazard UK Income Fund Inc | -12.27 | -19.26 | 7.29 |
|
| Liontrust First Income Fund | -33 | -16.58 | 14.36 |
|
| New Star Higher Income Fund R Inc | 17.21 | -44.68 | -6.43 |
|
| New Star UK Strategic Income Unit Trust | 20.28 | -45.73 | -1.48 |
|
| Skandia IM Actively Mngd Equity Income | 16.66 | 12.02 | -20.81 |
|
UK GiltsTop ^
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | 0 | 0 | 0 | |
| Henderson Long Dated Gilt Fund | 6.09 | 2.83 | -2.9 |
|
| Threadneedle Sterling Bond Fund | 5.63 | 4.86 | .13 |
|
UK Other BondTop ^
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | 3.39 | 3.89 | -5.77 | |
| Allianz PIMCO Sterling Total Return Inc | -17.3 | -1.78 | -1.2 |
|
| Aviva Investors Higher Income Plus Cl A | 2.23 | 3.67 | -6.44 |
|
| Aviva Investors Preference Share | -4.07 | -9.87 | .02 |
|
| Aviva Investors SF Corporate Bond Inc | 1.72 | 1.08 | -6.12 |
|
| Baillie Gifford Corporate Bond A Inc | 2.62 | 1.92 | -6.91 |
|
| Ignis High Income Bond Inc | -3.52 | -7.87 | 2.93 |
|
| Scottish Widows Strategic Income Acc | -7.74 | -5.45 | -0.31 |
UK Smaller CompaniesTop ^
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | -27.37 | -18.05 | 28.66 | |
| Aviva Investors UK Smaller Companies Acc | 15.79 | 23.8 | -24.14 |
|
| Axa Framlington UK Smaller Cos Acc | -19.52 | -31.98 | 18.58 |
|
| Gartmore UK & Irish Smaller Companies | -41.46 | -16.26 | 14.73 |
|
| INVESCO PERPETUAL UK Small Cos Grth Inc | -26.33 | -28.78 | 21.55 |
|
| Jupiter UK Smaller Companies Fund | 43.35 | -44.89 | -0.17 |
|
| Liontrust Intellectual Capital Trust | 7.79 | 26.37 | -21.86 |
|
| Rensburg UK Micro-Cap Growth Acc | -32.42 | -35.14 | 22.63 |
|
| Schroder UK Smaller Companies Inc | 41.61 | -43.84 | -2.55 |
|
| Scottish Widows UK Smaller Companies Acc | -16.75 | -28.74 | 19.28 |
UK ZerosTop ^
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | 0 | 0 | 0 | |
| New Star Diversified Absolute Return Fd | 21.69 | -32.1 | 1.4 |
|
INC = The profits from this ISA are provided as a regular income
ACC = The profits from this ISA are re-invested to help your investment grow
In providing this data, Skipton Financial Services (SFS) Limited has used the services of Library Information Services Limited and Fidelity FundsNetwork. Consequently, SFS cannot be held responsible for any inaccuracies contained in any information provided by any third party. All returns and illustrations are based on current tax legislation which is subject to unforeseen change. Past performance is not a guide to future returns
Helpline: 0800 011 3087
Lines Open: Mon - Fri 9am - 5pm
Powered By:
ACCOUNT MANAGEMENT
Existing Customer?
Login Here.
Account Registration Guide
FIND A FUND
SFS Invest Direct is a trading name of Skipton Financial Services, a subsidiary of
Skipton Building Society.
FUNDS
NETWORK
SFSinvest Direct gives you
access to FundsNetwork, a
fund supermarket from
Fidelity International
