This is Money

Fund Name	Standard Initial Charge	Our Initial Charge*	Initial Commission	Saving on £10,000 investment**	Fund Managers AMC	Morning Star Rating 1	S&P Rating 2	More Info	Buy
First State Global Emerging Markets	4%	4%	0%	£0	1.5%		A

Fund Name	Standard Initial Charge	Our Initial Charge*	Initial Commission	Saving on £10,000 investment**	Fund Managers AMC	Morning Star Rating 1	S&P Rating 2	More Info	Buy
First State Global Resources Fund	4%	0%	0%	£400	1.5%		AA
INVESCO PERPETUAL Latin American Fd Inc	5%	0%	0%	£500	1.5%		A
Investec Global Energy Fund Acc	4.5%	1.5%	0%	£300	1.5%
JPM Natural Resources A Acc	4.25%	0%	0%	£425	1.5%		AA
Jupiter Financial Opportunities Fund	5.25%	0.25%	0%	£500	1.5%		AAA
BlackRock Gold & General Acc	5%	0%	0%	£500	1.75%		AAA
BlackRock Gold & General Inc	5%	0%	0%	£500	1.75%		AAA
New Star Global Financials	5.25%	0.25%	0%	£500	1.5%

Fund Name	Standard Initial Charge	Our Initial Charge*	Initial Commission	Saving on £10,000 investment**	Fund Managers AMC	Morning Star Rating 1	S&P Rating 2	More Info	Buy
JPM UK Strategic Equity Income Acc	4.25%	0%	0%	£425	1.5%		A

Fund Name	Standard Initial Charge	Our Initial Charge*	Initial Commission	Saving on £10,000 investment**	Fund Managers AMC	Morning Star Rating 1	S&P Rating 2	More Info	Buy
Henderson Global Technology	5%	0%	0%	£500	1.5%

Fund Name	Standard Initial Charge	Our Initial Charge*	Initial Commission	Saving on £10,000 investment**	Fund Managers AMC	Morning Star Rating 1	S&P Rating 2	More Info	Buy
M&G Global Basics Fund A Acc	4%	0%	0%	£400	1.5%		AA
M&G Global Basics Fund A Inc	4%	0%	0%	£400	1.5%		AA

Fund Name	Standard Initial Charge	Our Initial Charge*	Initial Commission	Saving on £10,000 investment**	Fund Managers AMC	Morning Star Rating 1	S&P Rating 2	More Info	Buy
First State Asia Pacific	4%	4%	0%	£0	1.75%		AAA

INC = The profits from this ISA are provided as a regular income
ACC = The profits from this ISA are re-invested to help your investment grow

In providing this data, Skipton Financial Services (SFS) Limited has used the services of Library Information Services Limited and Fidelity FundsNetwork. Consequently, SFS cannot be held responsible for any inaccuracies contained in any information provided by any third party. All returns and illustrations are based on current tax legislation which is subject to unforeseen change. Past performance is not a guide to future returns

* The Initial Charge after 100% of initial commission has been rebated and including any fund manager discounts, if applicable.

** Saving on £10000 investment through SFS Invest Direct. Figures accurate as at 01 March 2010.

¹ 'Morningstar rates investments from one to five stars based on how well they've performed in comparison to similar investments, after adjusting for risk and accounting for all relevant sales charges.' Source Morningstar

² 'Standard and Poor's Fund Services offers qualitative assessment of over 1,300 funds and the highest quality research on investment management capabilities. A team of 45 experienced analysts investigates and monitors long-only equity funds, fixed income funds, funds-of-hedge-funds and absolute return funds. The Fund Services methodology identifies the process, research skills, team strength and group solidity that lies behind the long-term outperformance of leading funds in each market and sector. Those that come through the process successfully carry a rating of quality recognised throughout the investment world.' - Source Standard & Poors

Position in the highly rated funds on the Fundsnetwork platform, February 2010. Based on gross funds placed under management, excluding funds re-registration. (Source Fundsnetwork).

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