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remember 0% initial commission on all funds

Fund Name	Standard Initial Charge	Our Initial Charge*	Initial Commission	Saving on £10,000 investment**	Fund Managers AMC	Morning Star Rating 1	S&P Rating 2	More Info	Buy
Royal London UK Government Bond Fund Inc	4%	1%	0%	£300	.75%
Schroder Gilt & Fixed Interest Fund Acc	5.25%	0%	0%	£525	.5%
Schroder Gilt & Fixed Interest Fund Inc	5.25%	0%	0%	£525	.5%
Scottish Widows Gilt Fund Acc	5%	0%	0%	£500	1%
Scottish Widows Gilt Fund Inc	5%	0%	0%	£500	1%
Standard Life Inv UK Gilt Acc	3%	0%	0%	£300	.95%		AA
Standard Life Inv UK Gilt Inc	3%	0%	0%	£300	.95%		AA
Threadneedle Sterling Bond Fund	3.75%	0.75%	0%	£300	1%
Allianz PIMCO Gilt Yield Fund Inc	4%	1%	0%	£300	.5%
Axa Sterling Gilt Fund Acc	5.25%	0.25%	0%	£500	1%
Axa Sterling Gilt Fund Inc	5.25%	0.25%	0%	£500	1%
City Fin Strategic Gilt Fund A Acc	5%	0%	0%	£500	1.25%
City Fin Strategic Gilt Fund A Inc	5%	0%	0%	£500	1.25%
Clerical Med UK Gilt Fund Acc	4%	0%	0%	£400	1%
Clerical Med UK Gilt Fund Inc	4%	0%	0%	£400	1%
HSBC Gilt & Fixed Interest Acc	4%	1%	0%	£300	.75%		A
HSBC Gilt & Fixed Interest Inc	4%	1%	0%	£300	.75%		A
Henderson UK Gilt Fund	4%	0%	0%	£400	1%

Fund Name	Standard Initial Charge	Our Initial Charge*	Initial Commission	Saving on £10,000 investment**	Fund Managers AMC	Morning Star Rating 1	S&P Rating 2	More Info	Buy
Royal London Index Linked Fund Inc	4%	1%	0%	£300	.4%
Clerical Med UK Index-Linked Gilt Fd Acc	4%	0%	0%	£400	1%
Clerical Med UK Index-Linked Gilt Fd Inc	4%	0%	0%	£400	1%
Henderson Index-Linked Bond Fund	4%	0%	0%	£400	1%

Fund Name	Standard Initial Charge	Our Initial Charge*	Initial Commission	Saving on £10,000 investment**	Fund Managers AMC	Morning Star Rating 1	S&P Rating 2	More Info	Buy
Marlborough Global Bond Fund Acc	5%	0%	0%	£500	1.125%
Marlborough Global Bond Fund Inc	5%	0%	0%	£500	1.125%
Old Mutual Glbal Strategic Bond OEIC Acc	3.5%	0.25%	0%	£325	1%		AA
Old Mutual Glbal Strategic Bond OEIC Inc	3.5%	0.25%	0%	£325	1%		AA
Scottish Widows Cautious Portfolio Acc	3.5%	0%	0%	£350	1.5%
Scottish Widows International Bond Acc	5%	0%	0%	£500	1.25%
Scottish Widows International Bond Inc	5%	0%	0%	£500	1.25%
SWIP European Corporate Bond Fund	3.75%	0%	0%	£375	1%
SWIP Global Bond Plus Fund Acc	3.75%	0%	0%	£375	1%
SWIP Global Bond Plus Fund Inc	3.75%	0%	0%	£375	1%
Skandia Asset Alloc Gl Fxd Int Blend	5%	1.5%	0%	£350	1.25%
Standard Life Inv Glob Index Lkd Bd Acc	4%	0%	0%	£400	.95%
Standard Life Inv Glob Index Lkd Bd Inc	4%	0%	0%	£400	.95%
Threadneedle Dollar Bond Fund	3.75%	0.75%	0%	£300	1%
Threadneedle European High Yield Bond	3.75%	0.75%	0%	£300	1.25%		AA
Threadneedle Emerging Market Bond Fund	3.75%	0.75%	0%	£300	1.5%		A
Threadneedle European Bond Fund	3.75%	0.75%	0%	£300	1%
Threadneedle Global Bond Fund	3.75%	0.75%	0%	£300	1.25%
Axa Pan European High Yield Bond Acc	5.25%	0.25%	0%	£500	1%
Axa Pan European High Yield Bond Inc	5.25%	0.25%	0%	£500	1%
Newton Global Dynamic Bond Fund	4%	0.5%	0%	£350	1.25%
Newton International Bond	4%	0.5%	0%	£350	1%		AA
Baillie Gifford Emerging Markets Bnd Inc	3.5%	0%	0%	£350	1.3%
Baring Global Bond Trust	5%	0.5%	0%	£450	1.25%
BlackRock Global Bond Acc	5%	0%	0%	£500	1%
BlackRock Global Bond Inc	5%	0%	0%	£500	1%
F&C Global Bond Fund Acc	5%	0.5%	0%	£450	1%
F&C Global Bond Fund Inc	5%	0.5%	0%	£450	1%
Templeton Glb Tot Return Bd (Hedged) Inc	3%	0%	0%	£300	1.2%
Templeton Global Total Return Bond Acc	3%	0%	0%	£300	1.2%		AA
Templeton Global Total Return Bond Inc	3%	0%	0%	£300	1.2%		AA
GLG Global Corporate Bond Fund A Acc	3.5%	0%	0%	£350	1.25%
GLG Global Corporate Bond Fund A Inc	3.5%	0%	0%	£350	1.25%
Clerical Med International Fxd Inc Acc	4%	0%	0%	£400	1.25%
Clerical Med International Fxd Inc Inc	4%	0%	0%	£400	1.25%
Henderson Overseas Bond Fund	4%	0%	0%	£400	1%
INVESCO PERPETUAL Global Bond Acc	5%	0%	0%	£500	1%		A
INVESCO PERPETUAL Global Bond Inc	5%	0%	0%	£500	1%		A
Investec Emerging Markets Debt Acc	4.5%	1.5%	0%	£300	1.5%
Investec Emerging Markets Debt A Inc	4.5%	1.5%	0%	£300	1.5%
Investec Global Bond Fund	4.5%	0%	0%	£450	.75%
LeggMason Global Multi Strategy Bd A Inc	4.25%	0.25%	0%	£400	1.25%		A
M&G European Corporate Bond A Acc	3%	0%	0%	£300	1%
M&G European Corporate Bond A Inc	3%	0%	0%	£300	1%
M&G Emerging Markets Bond Fund A Acc	3%	0%	0%	£300	1.25%
M&G Emerging Markets Bond Fund A Inc	3%	0%	0%	£300	1.25%
M&G European High Yield Bond Fund A Acc	3%	0%	0%	£300	1.25%
M&G European High Yield Bond Fund A Inc	3%	0%	0%	£300	1.25%
M&G Global Macro Bond Fund A Acc	3%	0%	0%	£300	1.25%
M&G Global Macro Bond Fund A Inc	3%	0%	0%	£300	1.25%

Fund Name	Standard Initial Charge	Our Initial Charge*	Initial Commission	Saving on £10,000 investment**	Fund Managers AMC	Morning Star Rating 1	S&P Rating 2	More Info	Buy
Architas MM High Income Fund Acc	4.5%	0.5%	0%	£400	1.3%
Architas MM High Income Fund Inc	4.5%	0.5%	0%	£400	1.3%
Marlborough Bond Income Inc	5%	0%	0%	£500	1.5%
Henderson Sterling Bond Acc	4.25%	0.25%	0%	£400	1.25%
Henderson Sterling Bond Inc	4.25%	0.25%	0%	£400	1.25%
Old Mutual Corporate Bond OEIC Acc	3.5%	0.25%	0%	£325	1.1%		AA
Old Mutual Corporate Bond OEIC Inc	3.5%	0.25%	0%	£325	1.1%		AA
Premier Corporate Bond Monthly Inc	4.25%	0%	0%	£425	1%
Rathbone Ethical Bond Acc	4%	1%	0%	£300	1.25%
Rathbone Ethical Bond Inc	4%	1%	0%	£300	1.25%
Royal London Corporate Bond Fund Inc	3%	0%	0%	£300	.9%
Schroder Corporate Bond Acc	3.25%	0%	0%	£325	1%
Schroder Corporate Bond Inc	3.25%	0%	0%	£325	1%
Schroder All Maturites Corporate Bnd Acc	3.25%	0%	0%	£325	1%
Schroder All Maturites Corporate Bnd Inc	3.25%	0%	0%	£325	1%
Scottish Widows Corporate Bond Acc	3.5%	0%	0%	£350	1%
Scottish Widows Corporate Bond Inc	3.5%	0%	0%	£350	1%
SWIP Corporate Bond Plus Acc	3.75%	0%	0%	£375	1%
SWIP Corporate Bond Plus Inc	3.75%	0%	0%	£375	1%
SWIP Sterling Credit Advantage Fund Acc	3.75%	0%	0%	£375	1%
SWIP Sterling Credit Advantage Fund Inc	3.75%	0%	0%	£375	1%
Skandia Asset Alloc UK Fxd Int Blend	5%	1.5%	0%	£350	1.25%
Standard Life Inv AAA Income Acc	4%	0%	0%	£400	1%		AA
Standard Life Inv AAA Income Inc	4%	0%	0%	£400	1%		AA
Standard Life Inv Corporate Bond Acc	4%	0%	0%	£400	.95%		A
Standard Life Inv Corporate Bond Inc	4%	0%	0%	£400	.95%		A
Standard Life Ethical Corporate Bond Acc	4%	0%	0%	£400	1%		A
Standard Life Ethical Corporate Bond Inc	4%	0%	0%	£400	1%		A
Standard Life Select Income Fund Acc	4%	0%	0%	£400	.95%		A
Standard Life Select Income Fund Inc	4%	0%	0%	£400	.95%		A
Threadneedle UK Corporate Bond Fund	3.75%	0.75%	0%	£300	.75%		A
UBS Corporate Bond UK Plus Acc	3.5%	0.5%	0%	£300	1.1%
UBS Corporate Bond UK Plus Inc	3.5%	0.5%	0%	£300	1.1%
Aberdeen Corporate Bond Fund Acc	4.25%	0.25%	0%	£400	1%
Aberdeen Corporate Bond Fund Inc	4.25%	0.25%	0%	£400	1%
Aberdeen MM Sterling Bond Acc	4%	0%	0%	£400	1.5%
Aberdeen MM Sterling Bond Inc	4%	0%	0%	£400	1.5%
AEGON Sterling Corporate Bond Acc	4.5%	0.5%	0%	£400	1%
AEGON Sterling Corporate Bond Inc	4.5%	0.5%	0%	£400	1%
AEGON Investment Grade Bond Acc	4.5%	0%	0%	£450	1.25%
AEGON Investment Grade Bond Inc	4.5%	0%	0%	£450	1.25%
AEGON Ethical Corporate Bond Acc	4.5%	0.5%	0%	£400	1%
AEGON Ethical Corporate Bond Inc	4.5%	0.5%	0%	£400	1%
Aviva Investors Corporate Bond Fund Cl A	4%	1%	0%	£300	1%
Aviva Investors Monthly Income Plus Acc	4%	1%	0%	£300	1%
Aviva Investors Monthly Income Plus Inc	4%	1%	0%	£300	1%
Aviva Investors SF Corporate Bond Inc	4%	1%	0%	£300	1%
AXA Sterling Corporate Bond Inc	4%	0.25%	0%	£375	1%
Newton Corporate Bond Fund	4%	0.5%	0%	£350	1%
Baillie Gifford Invest Grade Bond A Inc	3.5%	0%	0%	£350	1%
BAM Corporate Bond Fund	5%	0.5%	0%	£450	1%
BlackRock High Income Bond Acc	3.25%	0%	0%	£325	1%
BlackRock High Income Bond Inc	3.25%	0%	0%	£325	1%
Cazenove UK Corporate Bond Fund	5%	0%	0%	£500	1%
F&C Ethical Bond Fund	5%	0.5%	0%	£450	1%
F&C Corporate Bond Fund	5%	0.5%	0%	£450	1%
GLG Core Plus Sterling Bond Fund Rtl Acc	3.5%	0%	0%	£350	1%
GLG Core Plus Sterling Bond Fund Rtl Inc	3.5%	0%	0%	£350	1%
Gartmore Fixed Interest Fund Inc	3.5%	0%	0%	£350	1%
Gartmore Corporate Bond Fund Acc	3.5%	0%	0%	£350	1%
Gartmore Corporate Bond Fund Inc	3.5%	0%	0%	£350	1%
HSBC Corporate Bond Fund Acc	4%	1%	0%	£300	1%
HSBC Corporate Bond Fund Inc	4%	1%	0%	£300	1%
Henderson All Stocks Credit Fund	4%	0%	0%	£400	1%
Henderson Long Dated Credit Fund	4%	0%	0%	£400	1%
INVESCO PERPETUAL Corporate Bond Acc	5%	0%	0%	£500	1%		AAA
INVESCO PERPETUAL Corporate Bond Inc	5%	0%	0%	£500	1%		AAA
Ignis Corporate Bond Fund Acc	4.25%	1.25%	0%	£300	1.1%
Ignis Corporate Bond Fund Inc	4.25%	1.25%	0%	£300	1.1%
Insight Investment Sterling Corp Bnd Inc	4%	0%	0%	£400	1.1%
JPM Sterling Corporate Bond Fund Acc	3.5%	0%	0%	£350	1%
Jupiter Corporate Bond Fund	4%	0.25%	0%	£375	1%
Legal & General Fixed Interest Tst A Acc	3%	0%	0%	£300	.75%
Legal & General Fixed Interest Tst A Inc	3%	0%	0%	£300	.75%
Legal & General Managed Income Tst R Acc	3%	0%	0%	£300	.75%
Legal & General Managed Income Tst R Inc	3%	0%	0%	£300	.75%
Legal & General Managed Mthly Inc R Acc	3%	0%	0%	£300	1%
Legal & General Managed Mthly Inc R Inc	3%	0%	0%	£300	1%
LeggMason Sterling Corporate Plus Bond	4.25%	0.25%	0%	£400	1.25%
M&G Corporate Bond Fund A Inc	3%	0%	0%	£300	1%		AAA
M&G Corporate Bond Fund A Acc	3%	0%	0%	£300	1%		AAA
M&G Strategic Corporate Bond Fund A Acc	3%	0%	0%	£300	1%		AAA
M&G Strategic Corporate Bond Fund A Inc	3%	0%	0%	£300	1%		AAA

Fund Name	Standard Initial Charge	Our Initial Charge*	Initial Commission	Saving on £10,000 investment**	Fund Managers AMC	Morning Star Rating 1	S&P Rating 2	More Info	Buy
Marlborough High Yld Fxd Interest Fd Inc	5.25%	0%	0%	£525	1.5%
Henderson Extra Monthly Income Bond Fund	4.25%	0.25%	0%	£400	1.25%		A
Schroder Monthly High Income Acc	3.25%	0%	0%	£325	1.25%
Schroder Monthly High Income Inc	3.25%	0%	0%	£325	1.25%
Scottish Widows High Income Bond Fd Acc	3.5%	0%	0%	£350	1.5%
Scottish Widows High Income Bond Fd Inc	3.5%	0%	0%	£350	1.5%
SWIP High Yield Bond Fund Acc	3.75%	0%	0%	£375	1.5%
Standard Life Inv Higher Income Acc	4%	0%	0%	£400	.95%		AA
Standard Life Inv Higher Income Inc	4%	0%	0%	£400	.95%		AA
Threadneedle High Yield Bond Fund	3.75%	0.75%	0%	£300	1.25%		AA
AEGON High Yield Bond Acc	4.5%	0%	0%	£450	1%
AEGON High Yield Bond Inc	4.5%	0%	0%	£450	1%
Aviva Investors High Yield Bond Fund Inc	4%	1%	0%	£300	1%
AXA Global High Income Fund Acc	4%	0.25%	0%	£375	1.25%
AXA Global High Income Fund Inc	4%	0.25%	0%	£375	1.25%
Newton Global High Yield Bond	4%	0.5%	0%	£350	1%
Baillie Gifford High Yield Bond A Inc	3.5%	0%	0%	£350	1%
F&C Maximum Income Bond	5%	0.5%	0%	£450	1.25%
Gartmore High Yield Corporate Bond Acc	3.5%	0%	0%	£350	1%
Gartmore High Yield Corporate Bond Inc	3.5%	0%	0%	£350	1%
INVESCO PERPETUAL Euro High Yield Acc	5%	0%	0%	£500	1.25%
INVESCO PERPETUAL Euro High Yield Inc	5%	0%	0%	£500	1.25%
Ignis High Income Bond Acc	4.25%	1.25%	0%	£300	1.25%
Ignis High Income Bond Inc	4.25%	1.25%	0%	£300	1.25%
Investec Monthly High Income Fund Acc	4.5%	0%	0%	£450	.95%
Investec Monthly High Income Fund Inc	4.5%	0%	0%	£450	.95%
JPM Global High Yield Bond Fund Acc	3.5%	0%	0%	£350	1.1%
JPM Global High Yield Bond Fund Inc	3.5%	0%	0%	£350	1.1%
Legal & General High Income Trust A Acc	3%	0%	0%	£300	1%
Legal & General High Income Trust A Inc	3%	0%	0%	£300	1%
M&G High Yield Corporate Bond Fund A Acc	3%	0%	0%	£300	1.25%
M&G High Yield Corporate Bond Fund A Inc	3%	0%	0%	£300	1.25%

Fund Name	Standard Initial Charge	Our Initial Charge*	Initial Commission	Saving on £10,000 investment**	Fund Managers AMC	Morning Star Rating 1	S&P Rating 2	More Info	Buy
Architas MM Diversified Bond Portfolio	4.5%	0.5%	0%	£400	1.3%
Henderson Fixed Interest Monthly Income	4.25%	0.25%	0%	£400	1.25%
Henderson High Yield Monthly Income Fund	4.25%	0.25%	0%	£400	1%
Old Mutual Dynamic Bond OEIC Acc	3.5%	0.25%	0%	£325	1.25%		AA
Old Mutual Dynamic Bond OEIC Inc	3.5%	0.25%	0%	£325	1.25%		AA
Premier High Income Bond Fund Inc	5.25%	0%	0%	£525	1.5%
Santander MM Bond Monthly Income Fd Acc	3.5%	0.5%	0%	£300	.85%
Santander MM Bond Monthly Income Fd Inc	3.5%	0.5%	0%	£300	.85%
Schroder Strategic Bond Acc	3.25%	0%	0%	£325	1%
Schroder Strategic Bond Inc	3.25%	0%	0%	£325	1%
Scottish Widows Strategic Income Acc	3.5%	0%	0%	£350	1.25%
Scottish Widows Strategic Income Inc	3.5%	0%	0%	£350	1.25%
Skandia Bond Income	5%	1.5%	0%	£350	1.25%
Threadneedle Strategic Bond Fund	3.75%	0.75%	0%	£300	1.25%
AEGON Strategic Bond Fund Acc	4.5%	0%	0%	£450	1.25%
AEGON Strategic Bond Fund Inc	4.5%	0%	0%	£450	1.25%
Architas Multi-Manager Caut Income Acc	5%	0.25%	0%	£475	1.5%
Architas Multi-Manager Caut Income Inc	5%	0.25%	0%	£475	1.5%
Artemis High Income Fund	5.25%	0.75%	0%	£450	1.25%
Artemis Strategic Bond Acc - Monthly	5.25%	0.75%	0%	£450	1%
Artemis Strategic Bond Acc - Quarterly	5.25%	0.75%	0%	£450	1%
Artemis Strategic Bond Inc - Monthly	5.25%	0.75%	0%	£450	1%
Artemis Strategic Bond Inc - Quarterly	5.25%	0.75%	0%	£450	1%
Aviva Investors Higher Income Plus Cl A	4%	1%	0%	£300	1.25%
Aviva Investors Managed High Income Fund	4%	1%	0%	£300	1.25%
Aviva Investors Preference Share	4%	1%	0%	£300	1.25%
Aviva Investors Strategic Bond Fund Inc	4%	1%	0%	£300	1%
Axa Framlington Managed Income Fund Acc	5.25%	0.25%	0%	£500	1%
Axa Framlington Managed Income Fund Inc	5.25%	0.25%	0%	£500	1%
BNY Mellon Global Strategic Bond Fnd Inc	4%	0%	0%	£400	1.25%
Baillie Gifford Corporate Bond A Acc	5%	0%	0%	£500	1%
Baillie Gifford Corporate Bond A Inc	5%	0%	0%	£500	1%
Cazenove Strategic Bond Fund Acc	5%	0%	0%	£500	1%
Cazenove Strategic Bond Fund Inc	5%	0%	0%	£500	1%
Ecclesiastical Amity Sterling Bond Fund	3.75%	0.75%	0%	£300	1.25%
F&C Strategic Bond Fund Acc	5%	3%	0%	£200	1%
F&C Strategic Bond Fund Inc	5%	0.5%	0%	£450	1%
F&C Extra Income Bond	5%	0.5%	0%	£450	1%
Elite Fitzwilliam Strategic Bond Acc	3.5%	0%	0%	£350	1.25%
Elite Fitzwilliam Strategic Bond Inc	3.5%	0%	0%	£350	1.25%
Fid FIF Extra Income Fund	3.5%	0.5%	0%	£300	1.25%		AA
Fid FIF Extra Income Acc	3.5%	0.5%	0%	£300	1.25%		AA
Fid FIF Extra Income Fund (Gross)	3.5%	0.5%	0%	£300	1.25%
Fid FIF Extra Income Acc (Gross)	3.5%	0.5%	0%	£300	1.25%		AA
Fid FIF Strategic Bond Fund Inc (Gross)	3.5%	0.5%	0%	£300	1%		AA
Fid FIF Strategic Bond Fund Acc (Gross)	3.5%	0.5%	0%	£300	1%
Fid FIF Strategic Bond Fund Inc	3.5%	0.5%	0%	£300	1%		AA
Fid FIF Strategic Bond Fund Acc	3.5%	0.5%	0%	£300	1%
Templeton Strategic Bond Acc	3%	0%	0%	£300	1.2%		A
Templeton Strategic Bond Inc	3%	0%	0%	£300	1.2%		A
Henderson Strategic Bond Fund	4%	0%	0%	£400	1.25%		AA
Henderson Preference & Bond Fund	4%	0%	0%	£400	1.25%		A
INVESCO PERPETUAL Mnthly Income Plus Acc	5%	0%	0%	£500	1.25%		AA
INVESCO PERPETUAL Mnthly Income Plus Inc	5%	0%	0%	£500	1.25%		AA
INVESCO PERPETUAL Tactical Bond Acc	5%	0%	0%	£500	1.25%
INVESCO PERPETUAL Tactical Bond Inc	5%	0%	0%	£500	1.25%
Insight Investment Monthly Income Bd Acc	4%	0%	0%	£400	1.1%
Insight Investment Monthly Income Bd Inc	4%	0%	0%	£400	1.1%
Investec Strategic Bond Acc	3.5%	0%	0%	£350	.75%
Investec Strategic Bond Inc	3.5%	0%	0%	£350	.75%
JPM Strategic Bond A Acc	3.5%	0%	0%	£350	1%
JPM Strategic Bond A Inc	3.5%	0%	0%	£350	1%
Jupiter Strategic Bond Fund Acc	4%	0.25%	0%	£375	1.25%
Jupiter Strategic Bond Fund Inc	4%	0.25%	0%	£375	1.25%
L&G (Barclays) MM Sterling Bond B Inc	2%	0%	0%	£200	.85%
Legal & General Dynamic Bond Trust R Acc	3%	0%	0%	£300	1.25%		AA
Legal & General Dynamic Bond Trust R Inc	3%	0%	0%	£300	1.25%		AA
M&G Optimal Income Fund A Acc	4%	0%	0%	£400	1.25%		AAA
M&G Optimal Income Fund A Inc	4%	0%	0%	£400	1.25%		AAA

Fund Name	Standard Initial Charge	Our Initial Charge*	Initial Commission	Saving on £10,000 investment**	Fund Managers AMC	Morning Star Rating 1	S&P Rating 2	More Info	Buy
SWIP Defensive Gilt Fund Acc	3.75%	0%	0%	£375	1%
SWIP Defensive Gilt Fund Inc	3.75%	0%	0%	£375	1%
SWIP Gilt Plus Fund Acc	3.75%	0%	0%	£375	1%
SWIP Gilt Plus Fund Inc	3.75%	0%	0%	£375	1%
SWIP Sterling Index-Linked Bond Fund Acc	3.75%	0%	0%	£375	1%
SWIP Sterling Index-Linked Bond Fund Inc	3.75%	0%	0%	£375	1%
SWIP Sterling Bond Plus Fund Acc	3.75%	0%	0%	£375	1%
SWIP Sterling Bond Plus Fund Inc	3.75%	0%	0%	£375	1%
Baillie Gifford Gilt Fund A Acc	5%	0%	0%	£500	1%
Baillie Gifford Gilt Fund A Inc	5%	0%	0%	£500	1%

INC = The profits from this ISA are provided as a regular income
ACC = The profits from this ISA are re-invested to help your investment grow

In providing this data, Skipton Financial Services (SFS) Limited has used the services of Library Information Services Limited and Fidelity FundsNetwork. Consequently, SFS cannot be held responsible for any inaccuracies contained in any information provided by any third party. All returns and illustrations are based on current tax legislation which is subject to unforeseen change. Past performance is not a guide to future returns

* The Initial Charge after 100% of initial commission has been rebated and including any fund manager discounts, if applicable.

** Saving on £10000 investment through SFS Invest Direct. Figures accurate as at 01 September 2010.

¹ 'Morningstar rates investments from one to five stars based on how well they've performed in comparison to similar investments, after adjusting for risk and accounting for all relevant sales charges.' Source Morningstar

² 'Standard and Poor's Fund Services offers qualitative assessment of over 1,300 funds and the highest quality research on investment management capabilities. A team of 45 experienced analysts investigates and monitors long-only equity funds, fixed income funds, funds-of-hedge-funds and absolute return funds. The Fund Services methodology identifies the process, research skills, team strength and group solidity that lies behind the long-term outperformance of leading funds in each market and sector. Those that come through the process successfully carry a rating of quality recognised throughout the investment world.' - Source Standard & Poors

Position in the highly rated funds on the Fundsnetwork platform, August 2010. Based on gross funds placed under management, excluding funds re-registration. (Source Fundsnetwork).