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The Stocks and Shares ISA products and funds available from SFS Invest Direct are not like building society / bank deposit accounts, as they can rise and fall in value and your capital is at risk.

The recent general election has seen the UK’s first coalition for 70 years.

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Since 6th April 2010, everyone is entitled to the new ISA allowance that was introduced by the Government back in October 2009, meaning that each individual now has an ISA allowance of £10,200 to invest.

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With the recent credit crunch and the Government trying to kick start the economy again, it is widely anticipated that we will all see a rise in taxes in the near future. Therefore, it is now more important than ever before to be as tax-efficient as possible with your savings and investments.

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Remember, you only have until 5th April 2010 to maximise the use of your ISA allowance this tax year, so act now before you miss out on the important tax-efficient savings that ISAs bring you.  With historically low interest rates and the average Cash ISA only paying 0.

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Here are our top reasons for reviewing your investments in 2010 1. Due to recent global economic events and the adverse impact this has had on the UK economy, many people believe there will need to be significant tax rises in the future in order for the Government to balance the books.

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Market Overview 2009 | 14/12/2009
With the economic turmoil and much publicised financial meltdown experienced throughout 2007 and 2008, many investors would have been forgiven for keeping their hard earned money under their mattress in 2009.

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Authorities have coddled the world with ultra-low interest rates and huge tax breaks to avert a global depression.

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New ISA allowance available from 6th October From 6th October 2009, the annual ISA subscription limit will increase to £10,200 for anyone eligible to invest in an ISA who was born on, or before, 5th April 1960 (that is, who will be aged 50 or over during the current tax year).

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Individual savings accounts (ISAs) have always been a tax-efficient way to save, but they are about to become even more attractive for anyone aged at least 50 as the maximum that can be invested each year is rising by £3,000.

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Why Fund of Funds? | 10/07/2009
Everyone would like to see good returns from their stock market investments.

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Looking for Income? | 19/06/2009
As recently as October 2008, UK interest rates were at 4.50% and savings accounts were paying 7%.  Fast forward to today and a series of Bank of England interest rate cuts have left rates at an all-time low of 0.5%.

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Ethical Investments | 19/06/2009
More and more people are now taking an increased interest in ethical issues, covering subjects as diverse as climate change, environmental improvement, gambling, genetically modified foods and the destruction of rain forests.

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Regular Investing | 27/04/2009
With the new tax year just starting and your ISA allowance potentially still available, one key question is where to invest.

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Fund Supermarkets | 27/03/2009
In times of recession, supermarkets such as Tesco and Morrisons have made the most of their ‘credit crunch’ price reductions but there is another form of supermarket out there which is not as widely known but can also save you money.

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