This category contains UK based ISA’s investing in equities (shares) that aim to provide a regular and potentially rising income. This category contains UK based ISA’s investing in equities (shares) that aim to provide a regular and potentially rising income.

ISA Name	Standard Initial Charge (SIC)	Our Initial Charge*	Initial Commission	Saving on £10,200 invested**	Fund Managers AMC	Morning Star Rating1	S&P Rating2	More Info	Buy
Neptune Income Acc	5%	0.75 %	0%	£434	1.6%
Neptune Income Inc	5%	0.75 %	0%	£434	1.6%
Neptune Quarterly Income Fund Acc	5%	0.75 %	0%	£434	1.6%
Neptune Quarterly Income Fund Inc	5%	0.75 %	0%	£434	1.6%
Old Mutual Equity Income OEIC Acc	4%	0.25 %	0%	£383	1.5%
Old Mutual Equity Income OEIC Inc	4%	0.25 %	0%	£383	1.5%
Premier Income Fund Inc	4.25%	0 %	0%	£434	1.5%
Premier Monthly Income Fund Inc	4.25%	0 %	0%	£434	1.5%
Rathbone Income Fund Acc	5.5%	1 %	0%	£459	1.5%
Rathbone Income Fund Inc	5.5%	1 %	0%	£459	1.5%
Rathbone Blue Chip Income & Growth Acc	5.5%	1 %	0%	£459	1.5%
Rathbone Blue Chip Income & Growth Inc	5.5%	1 %	0%	£459	1.5%
Rensburg UK Equity Income	4.5%	0.5 %	0%	£408	1.5%
Royal London Equity Income Trust Inc	4%	1 %	0%	£306	1.25%
Schroder Income Maximiser Acc	5.25%	0 %	0%	£536	1.5%
Schroder Income Maximiser Inc	5.25%	0 %	0%	£536	1.5%
Scottish Widows UK Equity Income Inc	5%	0 %	0%	£510	1.25%
Skandia Equity Income	5%	1.5 %	0%	£357	1.25%
T.Bailey Equity Income Acc	5%	0 %	0%	£510	1.5%
T.Bailey Equity Income Inc	5%	0 %	0%	£510	1.5%
Threadneedle UK Equity Alpha Income Fund	3.75%	0.75 %	0%	£306	1.5%		AA
Threadneedle UK Equity Income Fund	3.75%	0.75 %	0%	£306	1.5%		AA
Threadneedle UK Monthly Income Fund	3.75%	0.75 %	0%	£306	1.5%
Aberdeen UK Equity Income Acc OEIC	4.25%	0.25 %	0%	£408	1.5%
Allianz RCM UK Equity Income Fund Inc	3%	0 %	0%	£306	1.25%
Artemis Income Fund Acc	5.25%	0.75 %	0%	£459	1.5%
Artemis Income Fund Inc	5.25%	0.75 %	0%	£459	1.5%
Aviva Investors UK Equity Income A Inc	5%	2 %	0%	£306	1.5%		A
Aviva Investors UK Income Opps Acc	5%	2 %	0%	£306	1.5%
Newton Higher Income	4%	0 %	0%	£408	1.5%		A
Cazenove UK Equity Income Fund	5%	0 %	0%	£510	1.5%
F&C UK Growth & Income Fund Inc	5%	0.5 %	0%	£459	1.5%
F&C UK Equity Income Fund Acc	5%	0.5 %	0%	£459	1.5%
F&C UK Equity Income Fund Inc	5%	0.5 %	0%	£459	1.5%
Fid FIF Income Plus Fund	3.5%	0.5 %	0%	£306	1%
Gartmore UK Equity Income Fund Inc	5%	0 %	0%	£510	1.5%
Gartmore UK Equity Income Fund Acc	5%	0 %	0%	£510	1.5%
HSBC Income Fund Acc	4%	1 %	0%	£306	1.5%
HSBC Income Fund Inc	4%	1 %	0%	£306	1.5%
INVESCO PERPETUAL Income & Growth Inc	5%	0 %	0%	£510	1.5%		A
INVESCO PERPETUAL High Income Acc	5%	0 %	0%	£510	1.5%		AAA
INVESCO PERPETUAL High Income Inc	5%	0 %	0%	£510	1.5%		AAA
INVESCO PERPETUAL Income Acc	5%	0 %	0%	£510	1.5%		AAA
INVESCO PERPETUAL Income Inc	5%	0 %	0%	£510	1.5%		AAA
INVESCO PERPETUAL UK Strategic Income Ac	5%	0 %	0%	£510	1.5%		AA
INVESCO PERPETUAL UK Strategic Income In	5%	0 %	0%	£510	1.5%		AA
Ignis Higher Yield Fund Acc	5.25%	2.25 %	0%	£306	1.5%
Ignis Higher Yield Fund Inc	5.25%	2.25 %	0%	£306	1.5%
Insight Investment Equity High Inc Acc	4%	0 %	0%	£408	1.5%
Insight Investment Equity High Inc Inc	4%	0 %	0%	£408	1.5%
JOHCM UK Equity Income Fund Acc	5%	0 %	0%	£510	1.25%		AA
JOHCM UK Equity Income Fund Inc	5%	0 %	0%	£510	1.25%		AA
JPM UK Strategic Equity Income Acc	4.25%	0 %	0%	£434	1.5%
JPM UK Strategic Equity Income Inc	4.25%	0 %	0%	£434	1.5%
Jupiter Income Trust	5%	0.25 %	0%	£485	1.5%		AAA
LeggMason UK Income	4.25%	0.25 %	0%	£408	1.5%
Liontrust First Income Fund	5%	0 %	0%	£510	1.5%
M&G Dividend Fund A Inc	4%	0 %	0%	£408	1.5%

ISA Name	Standard Initial Charge (SIC)	Our Initial Charge*	Initial Commission	Saving on £10,200 invested**	Fund Managers AMC	Morning Star Rating1	S&P Rating2	More Info	Buy
Old Mutual Extra Income OEIC Acc	4%	0.25 %	0%	£383	1.5%
Old Mutual Extra Income OEIC Inc	4%	0.25 %	0%	£383	1.5%
Threadneedle Managed Income Fund	3.75%	0.75 %	0%	£306	.25%
CIS UK Income with Growth Trust	5%	2 %	0%	£306	1.5%
Ecclesiastical Higher Income Fund	5%	2 %	0%	£306	1.25%
F&C High Income	5%	0.5 %	0%	£459	1.5%
HSBC Monthly Income Acc	4%	1 %	0%	£306	1.25%
HSBC Monthly Income Inc	4%	1 %	0%	£306	1.25%
Insight Investment Monthly Income Acc	4%	0 %	0%	£408	1.5%		AA
Insight Investment Monthly Income Inc	4%	0 %	0%	£408	1.5%		AA
Jupiter High Income Fund	5.25%	0.25 %	0%	£510	1.5%		AAA
M&G Extra Income Fund A Acc	4%	0 %	0%	£408	1.25%		AA

INC = The profits from this ISA are provided as a regular income
ACC = The profits from this ISA are re-invested to help your investment grow

In providing this data, Skipton Financial Services (SFS) Limited has used the services of Library Information Services Limited and Fidelity FundsNetwork. Consequently, SFS cannot be held responsible for any inaccuracies contained in any information provided by any third party. All returns and illustrations are based on current tax legislation which is subject to unforeseen change. Past performance is not a guide to future returns

* The Initial Charge after 100% of initial commission has been rebated and including any fund manager discounts, if applicable.

** Saving on £10200 ISA investment through SFS Invest Direct. Figures accurate as at 01 September 2010.

¹ 'Morningstar rates investments from one to five stars based on how well they've performed in comparison to similar investments, after adjusting for risk and accounting for all relevant sales charges.' Source Morningstar

² 'Standard and Poor's Fund Services offers qualitative assessment of over 1,300 funds and the highest quality research on investment management capabilities. A team of 45 experienced analysts investigates and monitors long-only equity funds, fixed income funds, funds-of-hedge-funds and absolute return funds. The Fund Services methodology identifies the process, research skills, team strength and group solidity that lies behind the long-term outperformance of leading funds in each market and sector. Those that come through the process successfully carry a rating of quality recognised throughout the investment world.' - Source Standard & Poors

Position in the highly rated funds on the Fundsnetwork platform, August 2010. Based on gross funds placed under management, excluding funds re-registration. (Source Fundsnetwork).