Many of you may have experieced the after effects of the Credit Crisis caused by Sub Prime Lending in the US and have subsequently seen your funds fall in value but was your fund underperforming its peers anyway?

We have researched the UK Registered Fund Marketplace (i.e. unit trusts and OEICs which can be held in and outside of an ISA/PEP wrapper) to identify those funds we would consider poor performers. In order to do this we monitored the performance of the available funds with a minimum of 3 years performance which are actively managed (therfore all new and tracker funds have been excluded).

The Sin Bin List has been compiled to identify those funds that may be considered to be ’out of the game’ and should be reviewed to see if you consider this to be temporary or a long term trend. The funds on this list have performed below average in their repective sectors based on percentage growth figures* for each and every year over the last 3 years.

If you have any of the poor performing funds listed below, you may wish to re-register  your holdings and then switch online with the help of our fund research tools once your account is created.

For further information about our Investment Consolidation service please call 0800 085 0459 or click here.

Alternatively, if you wish to arrange an appointment to see a whole of market adviser please call 0800 121 4595 or request a call back and a member of the team will call you back when it’s convenient for you.

*Source: Lipper Hindsight - Percentage Growth, Total Return, Income Reinvested, upto 31/05/2009

**Offer applies to re-registrable investments over £5000 in value

Sin Bin Search:
Active ManagedTop ^
Fund Name Year 1 Year 2 Year 3 More Info
Sector average: -21.16 -3.78 16.39  
Fid FIFIV MultiManager Growth Portfolio -26.98 -5.98 6.3 More Info
Asia Pacific Excluding JapanTop ^
Fund Name Year 1 Year 2 Year 3 More Info
Sector average: -14.23 10.42 32.77  
Aberdeen Orient Fund 17.75 30.97 -9.34 More Info
Henderson Asia Pacific Capital Growth Fd -28.34 12.25 9.59 More Info
New Star Pacific Growth -32.65 12.92 10.74 More Info
Prudential Pacific Markets Trust -30.25 11.27 9.01 More Info
SWIP Asia Pacific Fund -30.49 14.78 7.02 More Info
Asia Pacific Including JapanTop ^
Fund Name Year 1 Year 2 Year 3 More Info
Sector average: -12.65 3.69 15.18  
Legal & General Asian Income Trust R Inc 21.96 14.13 -10.83 More Info
Balanced ManagedTop ^
Fund Name Year 1 Year 2 Year 3 More Info
Sector average: -17.87 -4.7 15.14  
Aviva Investors Balanced Managed A Inc 13.61 12.97 -11.28 More Info
MLC Balanced Portfolio -28.68 -4.8 6.68 More Info
MLC Growth Portfolio -32.19 -5.75 7.04 More Info
Premier Multi-Asset Growth Fund Acc -24.63 -5.41 6.86 More Info
Santander MM Growth Fund -19.91 -4.89 6.08 More Info
Scottish Widows Progressive Portfolio 9.94 8.86 -10.47 More Info
Cautious ManagedTop ^
Fund Name Year 1 Year 2 Year 3 More Info
Sector average: -13.17 -4.44 9.21  
Aviva Investors Distribution Fund Inc -19.66 -5.62 3.85 More Info
AXA Defensive Distribution Fund Inc -18.99 -6.23 4.08 More Info
HSBC Income FOF Acc 7.42 6.04 -10.52 More Info
Jupiter Distribution Fund Acc -15.38 -4.24 4.8 More Info
Legal & General Distribution Trust R Acc -16.43 -4.01 3.66 More Info
MLC Cautious Balanced Portfolio 7 7.07 -7.17 More Info
Santander MM Balanced Fund Acc -18.45 -3.44 3.73 More Info
Europe Excluding UKTop ^
Fund Name Year 1 Year 2 Year 3 More Info
Sector average: -25.12 -2.75 28  
Aberdeen European Fund -30.7 -2.97 12.21 More Info
Aberdeen European Growth OEIC -29.14 -8.45 14.68 More Info
Aberdeen European Opportunities OEIC 20.89 20.22 -14.8 More Info
F&C European Growth & Income Fund Acc -24.97 -2.02 14.55 More Info
Gartmore European Focus Fund -26.82 -4.81 11.22 More Info
Henderson European Opportunities -26.81 -3.3 12.99 More Info
Ignis European Growth Fund Inc -24.86 -2.48 10.8 More Info
Legal & General European Trust R Inc 23.14 20.42 -13.7 More Info
LeggMason Continental European Equity -26.06 -7.51 12.07 More Info
Morgan Stanley Europe (ex UK) Equity 22.96 21.17 -13.91 More Info
Prudential European Trust 22.09 22.68 -13.18 More Info
Schroder European Inc -26.58 -7.21 15.23 More Info
Templeton Europe Fund Acc 18.66 21.75 -15.85 More Info
UBS European Equity Fund -28.78 -3.95 10.84 More Info
Europe Including UKTop ^
Fund Name Year 1 Year 2 Year 3 More Info
Sector average: -24.91 -3.05 25.7  
Investec Pan European Equity Fund -27.1 -5.25 13.58 More Info
Global BondsTop ^
Fund Name Year 1 Year 2 Year 3 More Info
Sector average: 9.18 6.51 -0.11  
Threadneedle Dollar Bond Fund -5.4 -4.74 1.61 More Info
Global Emerging MarketsTop ^
Fund Name Year 1 Year 2 Year 3 More Info
Sector average: -20.77 19.11 30.61  
Baillie Gifford Em Mkt Lrg Cap Cos A Acc -34.82 18.17 2.62 More Info
GLG Global Emerging Markets Fund Acc -34.54 19.35 4.44 More Info
Scottish Widows Emerging Markets Fund -35.42 18.88 -1.56 More Info
SWIP Emerging Markets Fund -35.78 16.73 1.66 More Info
Templeton Global Emerging Markets 27.24 31.66 -5.23 More Info
Global GrowthTop ^
Fund Name Year 1 Year 2 Year 3 More Info
Sector average: -21.8 -2.43 18.14  
Aberdeen Global Income Plus Fund 11.36 14.47 -12.12 More Info
Axa Framlington Global Opportunities Inc -29.66 -2.6 .75 More Info
F&C Global Growth Fund -21.31 -2.31 2.36 More Info
HSBC Global Growth FOF Acc 14.93 13.11 -9.94 More Info
Invesco Perpetual Global Opportunities 5.33 10.25 -13.83 More Info
JPM Global Fund A Acc 13.49 6.18 -9.65 More Info
MLC Global Equity Fund -23.83 -1.81 -0.36 More Info
Morgan Stanley Global Brands 12.14 11.99 -12.75 More Info
Morgan Stanley Global Value Equity 8.08 12.8 -17.82 More Info
Prudential Global Growth Trust 13.04 12.63 -15.52 More Info
Prudential International Growth Trust 12.49 11.78 -17.28 More Info
Scottish Widows Global Growth 11.02 7.68 -11.76 More Info
Scottish Widows Opportunities Portfolio 12.25 10.64 -12.54 More Info
SWIP Global SRI Fund 10.75 10.69 -9.92 More Info
UBS Global Optimal 8.78 10.14 -15.37 More Info
JapanTop ^
Fund Name Year 1 Year 2 Year 3 More Info
Sector average: -13.17 -8.63 -7.03  
Baring Japan Growth Trust -12.69 -17.52 -16.09 More Info
F&C Japan Growth Fund Acc -4.61 -19.52 -16.47 More Info
Fid FIF Japan Smaller Companies Fund 14.22 -21.32 -15.17 More Info
JPM Japan A Acc -6.09 -15.18 -28.95 More Info
Legal & General Japanese Trust R Inc -13.18 -19.28 -18.41 More Info
LeggMason Japan Equity -5.67 -39.22 -48.99 More Info
Newton Japan 15.46 -11.75 -15.13 More Info
Scottish Widows Japan Select Growth 25.01 -8.99 -17.14 More Info
Standard Life Inv Japanese Equity Growth -8.5 -17.88 -15.49 More Info
North AmericaTop ^
Fund Name Year 1 Year 2 Year 3 More Info
Sector average: -18.62 -6.59 15.11  
Aberdeen US Systematic Alpha Equity .06 8.98 -14.15 More Info
GLG American Growth Fund Acc -13.48 -7.48 -2.51 More Info
INVESCO PERPETUAL US Equity Acc -14.4 -15.85 -1.84 More Info
LeggMason US Equity -38.25 -18.19 -4.51 More Info
Prudential North American Trust 3.73 9.36 -22.34 More Info
North American Smaller CompaniesTop ^
Fund Name Year 1 Year 2 Year 3 More Info
Sector average: 9.77 10.05 -9.6  
F&C US Smaller Companies 7.06 3.7 -20.33 More Info
SpecialistTop ^
Fund Name Year 1 Year 2 Year 3 More Info
Sector average: -16.03 -4.05 18.17  
Axa Framlington Financial Fund Inc -39.31 -19.44 8.59 More Info
Technology and TelecommunicationsTop ^
Fund Name Year 1 Year 2 Year 3 More Info
Sector average: 3.99 14.16 -11.02  
GLG Technology Equity Fund Acc -13.67 -13.43 -7.9 More Info
UK All CompaniesTop ^
Fund Name Year 1 Year 2 Year 3 More Info
Sector average: -24.93 -9.83 22.19  
Allianz RCM UK Growth Fund Acc -34.45 -8.43 9.12 More Info
Aviva Investors UK Growth Fund Cl A 14.75 13.02 -16.39 More Info
Cazenove UK Growth and Income Fund Acc 16.59 14.63 -15.74 More Info
Cazenove UK Opportunities Fund 16.88 14.3 -15.9 More Info
F&C UK Equity Fund 13.63 14.78 -16.81 More Info
Gartmore UK Growth Fund -36.54 -10.63 9.98 More Info
GLG UK Active 350 Acc -30.11 -10.17 11.74 More Info
GLG UK Growth Fund Acc -39.12 -13.17 8.58 More Info
Henderson UK Equity Fund 14.34 16.18 -18.83 More Info
Insight Investment UK Discretionary -31.86 -10.4 6.65 More Info
Investec UK Special Situations Fund Inc 16.87 16.72 -22.42 More Info
JPM Premier Equity Growth Fund Acc -31.8 -15.44 9.1 More Info
New Star Select Opportunities -43.46 -20.65 -0.75 More Info
New Star UK Growth -44.02 -23.32 10.97 More Info
Rathbone Special Situations Inc -52.2 -22.15 2.14 More Info
Skandia IM Asset Alloc UK Equity Blend -34.98 -11.94 10.61 More Info
UK Corporate BondTop ^
Fund Name Year 1 Year 2 Year 3 More Info
Sector average: -0.02 -1.5 -2.91  
JPM Sterling Corporate Bond Fund Inc -17.98 -3.95 -2.8 More Info
MLC High Income Fund Inc -21.74 -1.63 -2.95 More Info
Rathbone Ethical Bond Acc -17.51 -1.51 -2.12 More Info
Scottish Widows Corporate Bond Acc -15.53 -1.37 -2.19 More Info
UK Equity and Bond IncomeTop ^
Fund Name Year 1 Year 2 Year 3 More Info
Sector average: 11.35 10.6 -11.94  
JPM UK Equity & Bond Income Fund Inc 11.21 7.67 -11.98 More Info
UK Equity IncomeTop ^
Fund Name Year 1 Year 2 Year 3 More Info
Sector average: -23.03 -13.96 21.89  
Axa Framlington Equity Income Fund Inc -43.35 -17.5 12.29 More Info
Axa Framlington Monthly Income Fund Inc -42.74 -19.91 13.66 More Info
Baillie Gifford Income Fund A Inc -31.65 -12.31 13.39 More Info
Fid FIF Income Plus Fund 16.22 14.62 -22.67 More Info
Gartmore UK Equity Income Fund Inc 17.24 14.8 -20.36 More Info
GLG UK Income Fund Acc -35.05 -16.46 11.88 More Info
HSBC Income Fund Inc 12.28 11.18 -19.34 More Info
JPM UK Strategic Equity Income Inc -32.01 -11.88 12.86 More Info
Lazard UK Income Fund Inc -29.79 -13.3 12.88 More Info
Liontrust First Income Fund -33 -16.58 14.36 More Info
New Star Equity Income Inc -32.34 -17.87 13.43 More Info
New Star Higher Income -42.9 -20.12 13.96 More Info
Skandia IM Actively Mngd Equity Income 16.66 12.02 -20.81 More Info
UK Other BondTop ^
Fund Name Year 1 Year 2 Year 3 More Info
Sector average: 3.39 3.89 -5.77  
Allianz PIMCO Sterling Total Return Inc -17.3 -1.78 -1.2 More Info
Aviva Investors Higher Income Plus Cl A 2.23 3.67 -6.44 More Info
Aviva Investors SF Corporate Bond Inc 1.72 1.08 -6.12 More Info
Baillie Gifford Corporate Bond A Inc 2.62 1.92 -6.91 More Info
Scottish Widows Strategic Income Acc 2.25 1.88 -5.78 More Info
UK Smaller CompaniesTop ^
Fund Name Year 1 Year 2 Year 3 More Info
Sector average: -27.37 -18.05 28.66  
Aviva Investors UK Smaller Companies Acc 15.79 23.8 -24.14 More Info
Axa Framlington UK Smaller Cos Acc -42.73 -17.87 9.42 More Info
Gartmore UK & Irish Smaller Companies -41.46 -16.26 14.73 More Info
INVESCO PERPETUAL UK Small Cos Grth Inc 10.96 20.17 -22.57 More Info
Liontrust Intellectual Capital Trust 7.79 26.37 -21.86 More Info
Rensburg UK Micro-Cap Growth Acc 18.77 25.42 -24.57 More Info

INC = The profits from this ISA are provided as a regular income
ACC = The profits from this ISA are re-invested to help your investment grow

Find a Fund

FIND A FUND

Access over 1000
ISAs and Funds and view savings available through
SFS Invest Direct.

Find An Isa
Find A Fund

REGISTER
FOR UPDATES

Receive email alerts on latest
top sellers, market updates plus much more.