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Sin Bin
Many of you may have experieced the after effects of the Credit Crisis caused by Sub Prime Lending in the US and have subsequently seen your funds fall in value but was your fund underperforming its peers anyway?
We have researched the UK Registered Fund Marketplace (i.e. unit trusts and OEICs which can be held in and outside of an ISA/PEP wrapper) to identify those funds we would consider poor performers. In order to do this we monitored the performance of the available funds with a minimum of 3 years performance which are actively managed (therfore all new and tracker funds have been excluded).
The Sin Bin List has been compiled to identify those funds that may be considered to be ’out of the game’ and should be reviewed to see if you consider this to be temporary or a long term trend. The funds on this list have performed below average in their repective sectors based on percentage growth figures* for each and every year over the last 3 years.
If you have any of the poor performing funds listed below, you may wish to re-register your holdings and then switch online with the help of our fund research tools once your account is created. You could also receive £25** for using this service.
For further information about our Investment Consolidation service please call 0800 085 0459 or click here.
Alternatively, if you wish to arrange an appointment to see a whole of market adviser please call 0800 121 4595 or request a call back and a member of the team will call you back when it’s convenient for you.
*Source: Lipper Hindsight - Percentage Growth, Total Return, Income Reinvested, upto 31/07/08
**Offer applies to re-registrable investments over £5000 in value
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | 16.71 | 14.96 | -9.07 | |
| Santander MM Growth Fund | 13.11 | 10.47 | -10.43 |
|
| Skandia IM Actively Mngd Equity Income | 16.66 | 12.02 | -20.81 |
|
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | 20.3 | 36 | -5.01 | |
| Credit Suisse Orient Fund | 17.75 | 30.97 | -9.34 |
|
| Henderson Asia Pacific Capital Growth Fd | 17.67 | 31.17 | -8.89 |
|
| New Star Pacific Growth | 19.87 | 32.99 | -8.45 |
|
| Prudential Pacific Markets Trust | 18.08 | 28.92 | -6.63 |
|
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | 23.46 | 15.77 | -6.31 | |
| Legal & General Far Eastern Trust R Inc | 21.96 | 14.13 | -10.83 |
|
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | 14.76 | 13.05 | -9.03 | |
| MLC Balanced Portfolio | 10.17 | 10.47 | -11.07 |
|
| MLC Growth Portfolio | 11.85 | 12.79 | -13.78 |
|
| Norwich Balanced Managed Fund Cl A | 13.61 | 12.97 | -11.28 |
|
| Scottish Widows Progressive Portfolio | 9.94 | 8.86 | -10.47 |
|
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | 8.17 | 7.89 | -6.8 | |
| HSBC Income FOF Acc | 7.42 | 6.04 | -10.52 |
|
| Jupiter Distribution Fund Acc | 6.16 | 5.31 | -8.66 |
|
| MLC Cautious Balanced Portfolio | 7 | 7.07 | -7.17 |
|
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | 24.2 | 23.59 | -9.74 | |
| Aberdeen European Growth OEIC | 21.1 | 18.77 | -14.76 |
|
| Aberdeen European Opportunities OEIC | 20.89 | 20.22 | -14.8 |
|
| Credit Suisse European Fund | 17.06 | 22.16 | -14.61 |
|
| Gartmore European Growth Fund | 20.68 | 16.35 | -11.82 |
|
| Henderson European Opportunities | 21.49 | 22.81 | -12.97 |
|
| Legal & General European Trust R Inc | 23.14 | 20.42 | -13.7 |
|
| Morgan Stanley Europe (ex UK) Equity | 22.96 | 21.17 | -13.91 |
|
| New Star European Leaders | 18.33 | 22.41 | -11.92 |
|
| Prudential European Trust | 22.09 | 22.68 | -13.18 |
|
| ResolutionAsset European Growth Fund Inc | 18.06 | 21.38 | -11.43 |
|
| Schroder European Inc | 21.45 | 18.7 | -12.62 |
|
| Templeton Europe Fund Acc | 18.66 | 21.75 | -15.85 |
|
| UBS European Equity Fund | 20.39 | 18.62 | -15.04 |
|
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | -1.09 | -2.15 | 7.23 | |
| Threadneedle Dollar Bond Fund | -5.4 | -4.74 | 1.61 |
|
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | 32.42 | 32.81 | 4.4 | |
| Templeton Global Emerging Markets | 27.24 | 31.66 | -5.23 |
|
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | 16.51 | 15.28 | -8.74 | |
| Credit Suisse Global Income Plus Fund | 11.36 | 14.47 | -12.12 |
|
| HSBC Global Growth FOF Acc | 14.93 | 13.11 | -9.94 |
|
| INVESCO PERPETUAL Global Dynamic Theme | 5.33 | 10.25 | -13.83 |
|
| INVESCO PERPETUAL Interntl Growth Acc | 12.41 | 10.89 | -14.63 |
|
| JPM Global Fund | 13.49 | 6.18 | -9.65 |
|
| MLC Global Equity Fund | 12.29 | 10.81 | -9.15 |
|
| Morgan Stanley Global Brands | 12.14 | 11.99 | -12.75 |
|
| Morgan Stanley Global Value Equity | 8.08 | 12.8 | -17.82 |
|
| Prudential Global Growth Trust | 13.04 | 12.63 | -15.52 |
|
| Prudential International Growth Trust | 12.49 | 11.78 | -17.28 |
|
| Scottish Widows Global Growth | 11.02 | 7.68 | -11.76 |
|
| Scottish Widows Opportunities Portfolio | 12.25 | 10.64 | -12.54 |
|
| SWIP Global SRI Fund | 10.75 | 10.69 | -9.92 |
|
| UBS Global Optimal | 8.78 | 10.14 | -15.37 |
|
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | 26.65 | -8.18 | -14.22 | |
| Fid FIF Japan Smaller Companies Fund | 14.22 | -21.32 | -15.17 |
|
| JPM Japan Fund | 15.49 | -14.3 | -21.45 |
|
| LeggMason Japan Equity | -4.27 | -44.09 | -34.59 |
|
| Newton Japan | 15.46 | -11.75 | -15.13 |
|
| Scottish Widows Japan Select Growth | 25.01 | -8.99 | -17.14 |
|
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | 4.55 | 9.49 | 12.12 | |
| Credit Suisse US Systematic Alpha Equity | .06 | 8.98 | -14.15 |
|
| Prudential North American Trust | 3.73 | 9.36 | -22.34 |
|
| Skandia IM Asset Alloc US Equity Blend | 1.31 | 9.02 | -14.25 |
|
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | 9.77 | 10.05 | -9.6 | |
| F&C US Smaller Companies | 7.06 | 3.7 | -20.33 |
|
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | 25.98 | 14.17 | -8.3 | |
| Axa Framlington Financial Fund Inc | 19.48 | 10.52 | -31.94 |
|
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | 3.99 | 14.16 | -11.02 | |
| Jupiter Global Technology | -0.96 | 10.69 | -11.24 |
|
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | 18.8 | 17.7 | -8.3 | |
| AXA UK Growth Acc | 16.97 | 13.22 | -20.65 |
|
| Cazenove UK Growth and Income Fund Acc | 16.59 | 14.63 | -15.74 |
|
| Cazenove UK Opportunities Fund | 16.88 | 14.3 | -15.9 |
|
| F&C UK Equity Fund | 13.63 | 14.78 | -16.81 |
|
| Henderson UK Equity Fund | 14.34 | 16.18 | -18.83 |
|
| Insight Investment UK Discretionary | 10.06 | 15.38 | -16.14 |
|
| Investec UK Special Situations Fund Inc | 16.87 | 16.72 | -22.42 |
|
| New Star Select Opportunities | 4.72 | 4.3 | -27.23 |
|
| Norwich UK Growth Fund Cl A | 14.75 | 13.02 | -16.39 |
|
| Schroder UK Large Cap Inc | 12.92 | 15.86 | -16.05 |
|
| SG UK Growth Fund | 15.18 | 13.05 | -26.53 |
|
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | -0.02 | -1.5 | -2.91 | |
| JPM Sterling Corporate Bond Fund Inc | -0.69 | -1.93 | -9.33 |
|
| MLC High Income Fund Inc | -1.39 | -1.95 | -3.74 |
|
| Norwich Sustainable Future Corporate Bd | 1.72 | 1.08 | -6.12 |
|
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | 11.35 | 10.6 | -11.94 | |
| AXA Cautious Managed Fund Inc | 4.23 | 4.31 | -9.76 |
|
| JPM UK Equity & Bond Income Fund Inc | 11.21 | 7.67 | -11.98 |
|
| New Star Monthly Income Unit Trust | 3 | 5.13 | -15.14 |
|
| Norwich Distribution Fund | 6.3 | 4.77 | -10.89 |
|
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | 17.31 | 16.17 | -19.08 | |
| Baillie Gifford Income Fund A Inc | 13.66 | 13.25 | -20.59 |
|
| Fid FIF Income Plus Fund | 16.22 | 14.62 | -22.67 |
|
| Gartmore UK Equity Income Fund Inc | 17.24 | 14.8 | -20.36 |
|
| HSBC Income Fund Inc | 12.28 | 11.18 | -19.34 |
|
| New Star Equity Income Inc | 13.24 | 12.25 | -25.79 |
|
| New Star Higher Income | 17.04 | 11.95 | -33.89 |
|
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | 0.03 | -2.81 | 4.36 | |
| Morgan Stanley UK Long Bond Acc | -0.9 | -4.35 | 4.01 |
|
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | 2.04 | 1.44 | 14.78 | |
| Morgan Stanley UK Index-Linked Acc | 1.82 | .73 | 14.17 |
|
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | 3.39 | 3.89 | -5.77 | |
| Baillie Gifford Corporate Bond A Inc | 2.62 | 1.92 | -6.91 |
|
| Norwich Higher Income Plus Cl A | 2.23 | 3.67 | -6.44 |
|
| Scottish Widows Strategic Income Acc | 2.25 | 1.88 | -5.78 |
|
| Fund Name | Year 1 | Year 2 | Year 3 | More Info |
| Sector average: | 19.11 | 26.39 | -21.54 | |
| INVESCO PERPETUAL UK Small Cos Grth Inc | 10.96 | 20.17 | -22.57 |
|
| Liontrust Intellectual Capital Trust | 7.79 | 26.37 | -21.86 |
|
| Norwich UK Smaller Companies Fund | 15.79 | 23.8 | -24.14 |
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