Fund Name	Standard Initial Charge	Our Initial Charge*	Initial Commission	Saving on £10,000 investment**	Fund Managers AMC	Morning Star Rating 1	S&P Rating 2	More Info	Buy
Marlborough UK Equity Income Fund Inc	5%	0%	0%	£500	1.5%
Martin Currie UK Equity Income Fund Acc	5%	0.5%	0%	£450	1.5%
Martin Currie UK Equity Income Fund Inc	5%	0.5%	0%	£450	1.5%
Neptune Income Acc	5%	0.75%	0%	£425	1.6%
Neptune Income Inc	5%	0.75%	0%	£425	1.6%
Neptune Quarterly Income Fund Acc	5%	0.75%	0%	£425	1.6%
Neptune Quarterly Income Fund Inc	5%	0.75%	0%	£425	1.6%
Henderson Higher Income Fund A Acc	5.25%	0.25%	0%	£500	1.5%
Henderson Higher Income Fund A Inc	5.25%	0.25%	0%	£500	1.5%
Henderson UK Strategic Income Unit Trust	5%	0.25%	0%	£475	1.5%
Old Mutual Equity Income OEIC Acc	4%	0.25%	0%	£375	1.5%
Old Mutual Equity Income OEIC Inc	4%	0.25%	0%	£375	1.5%
Premier Alpha Income Fund Inc	4.25%	0%	0%	£425	1.5%
Premier Income Fund Inc	4.25%	0%	0%	£425	1.5%
Premier Monthly Income Fund Inc	4.25%	0%	0%	£425	1.5%
PSigma Income Fund Acc	5.25%	0.5%	0%	£475	1.5%
PSigma Income Fund Inc	5.25%	0.5%	0%	£475	1.5%
Rathbone Income Fund Acc	5.5%	1%	0%	£450	1.5%
Rathbone Income Fund Inc	5.5%	1%	0%	£450	1.5%
Rathbone Blue Chip Income & Growth Acc	5.5%	1%	0%	£450	1.5%
Rathbone Blue Chip Income & Growth Inc	5.5%	1%	0%	£450	1.5%
Rensburg UK Equity Income	4.5%	0.5%	0%	£400	1.5%
Royal London Equity Income Trust Inc	4%	1%	0%	£300	1.25%
Schroder Income Maximiser Acc	5.25%	0%	0%	£525	1.5%
Schroder Income Maximiser Inc	5.25%	0%	0%	£525	1.5%
Schroder Income Acc	5.25%	0%	0%	£525	1.5%
Schroder Income Inc	5.25%	0%	0%	£525	1.5%
Scottish Widows UK Equity Income Inc	5%	0%	0%	£500	1.25%
SWIP UK Income Fund Acc	5%	0%	0%	£500	1.5%
Skandia Equity Income	5%	1.5%	0%	£350	1.25%
Standard Life Inv UK Equity High Inc Acc	4%	0%	0%	£400	1.5%		AAA
Standard Life Inv UK Equity High Inc Inc	4%	0%	0%	£400	1.5%		AAA
T.Bailey Equity Income Acc	5%	0%	0%	£500	1.5%
T.Bailey Equity Income Inc	5%	0%	0%	£500	1.5%
Threadneedle UK Equity Alpha Income Fund	3.75%	0.75%	0%	£300	1.5%		AA
Threadneedle UK Equity Income Fund	3.75%	0.75%	0%	£300	1.5%		AA
Threadneedle UK Monthly Income Fund	3.75%	0.75%	0%	£300	1.5%
UBS UK Equity Income Acc	4%	1%	0%	£300	1.5%		AA
UBS UK Equity Income Inc	4%	1%	0%	£300	1.5%		AA
Aberdeen UK Equity Income Acc OEIC	4.25%	0.25%	0%	£400	1.5%
Aberdeen UK Equity Income Inc OEIC	4.25%	0.25%	0%	£400	1.5%
Aberdeen MM UK Income Acc	4%	0%	0%	£400	1.5%
Aberdeen MM UK Income Inc	4%	0%	0%	£400	1.5%
AEGON UK Equity Income Fund Acc	5.5%	0%	0%	£550	1.5%
AEGON UK Equity Income Fund Inc	5.5%	0%	0%	£550	1.5%
Allianz RCM UK Equity Income Fund Inc	4%	1%	0%	£300	1.25%
Artemis Income Fund Acc	5.25%	0.75%	0%	£450	1.5%
Artemis Income Fund Inc	5.25%	0.75%	0%	£450	1.5%
Aviva Investors UK Equity Income A Inc	5%	2%	0%	£300	1.5%		A
Aviva Investors UK Income Opps Acc	5%	2%	0%	£300	1.5%
Aviva Investors UK Income Opps Inc	5%	2%	0%	£300	1.5%
AXA Framlington Blue Chip Equity Inc Acc	5.25%	0.25%	0%	£500	1.5%
AXA Framlington Blue Chip Equity Inc Inc	5.25%	0.25%	0%	£500	1.5%
Axa Framlington Equity Income Fund Acc	5.25%	0.25%	0%	£500	1.5%
Axa Framlington Equity Income Fund Inc	5.25%	0.25%	0%	£500	1.5%
Axa Framlington Monthly Income Fund Acc	5.25%	0.25%	0%	£500	1.5%
Axa Framlington Monthly Income Fund Inc	5.25%	0.25%	0%	£500	1.5%
Newton Higher Income	4%	0%	0%	£400	1.5%		A
BlackRock UK Income Acc	5%	0%	0%	£500	1.5%		AA
BlackRock UK Income Inc	5%	0%	0%	£500	1.5%		AA
Cazenove UK Equity Income Fund	5%	0%	0%	£500	1.5%
F&C UK Growth & Income Fund Inc	5%	0.5%	0%	£450	1.5%
F&C UK Equity Income Fund Acc	5%	0.5%	0%	£450	1.5%
F&C Stewardship Income Fund Acc	5%	0.5%	0%	£450	1.5%
F&C UK Equity Income Fund Inc	5%	0.5%	0%	£450	1.5%
Fidelity Enhanced Income Fund Acc	3.5%	0.5%	0%	£300	1.5%
Fidelity Enhanced Income Fund Dist	3.5%	0.5%	0%	£300	1.5%
Fid FIF Income Plus Fund	3.5%	0.5%	0%	£300	1%
GLG UK Income Fund Acc	5.25%	0%	0%	£525	1.5%
GLG UK Income Fund Inc	5.25%	0%	0%	£525	1.5%
Gartmore UK Equity Income Fund Inc	5%	0%	0%	£500	1.5%
Gartmore UK Equity Income Fund Acc	5%	0%	0%	£500	1.5%
Clerical Med UK High Income Fund Acc	4%	0%	0%	£400	1.5%
Clerical Med UK High Income Fund Inc	4%	0%	0%	£400	1.5%
HSBC Income Fund Acc	4%	1%	0%	£300	1.5%
HSBC Income Fund Inc	4%	1%	0%	£300	1.5%
Henderson UK Equity Income Fund	5%	0%	0%	£500	1.5%
Henderson Global Care UK Income Fund	4.5%	0%	0%	£450	1.5%		A
INVESCO PERPETUAL Income & Growth Acc	5%	0%	0%	£500	1.5%		A
INVESCO PERPETUAL Income & Growth Inc	5%	0%	0%	£500	1.5%		A
INVESCO PERPETUAL High Income Acc	5%	0%	0%	£500	1.5%		AAA
INVESCO PERPETUAL High Income Inc	5%	0%	0%	£500	1.5%		AAA
INVESCO PERPETUAL Income Acc	5%	0%	0%	£500	1.5%		AAA
INVESCO PERPETUAL Income Inc	5%	0%	0%	£500	1.5%		AAA
INVESCO PERPETUAL UK Strategic Income Ac	5%	0%	0%	£500	1.5%		AA
INVESCO PERPETUAL UK Strategic Income In	5%	0%	0%	£500	1.5%		AA
Ignis Higher Yield Fund Acc	5.25%	2.25%	0%	£300	1.5%
Ignis Higher Yield Fund Inc	5.25%	2.25%	0%	£300	1.5%
Insight Investment Equity High Inc Acc	4%	0%	0%	£400	1.5%
Insight Investment Equity High Inc Inc	4%	0%	0%	£400	1.5%
Insight Investment UK Eq Inc Booster Acc	4%	0%	0%	£400	1.5%
Insight Investment UK Eq Inc Booster Inc	4%	0%	0%	£400	1.5%
JOHCM UK Equity Income Fund Acc	5%	0%	0%	£500	1.25%		AA
JOHCM UK Equity Income Fund Inc	5%	0%	0%	£500	1.25%		AA
JPM Premier Equity Income - Acc	4.25%	0%	0%	£425	1.5%
JPM Premier Equity Income - Inc	4.25%	0%	0%	£425	1.5%
JPM UK Strategic Equity Income Acc	4.25%	0%	0%	£425	1.5%
JPM UK Strategic Equity Income Inc	4.25%	0%	0%	£425	1.5%
Jupiter Income Trust	5%	0.25%	0%	£475	1.5%		AAA
Lazard UK Income Fund Acc	3.75%	0.5%	0%	£325	1.25%
Lazard UK Income Fund Inc	3.75%	0.5%	0%	£325	1.25%
LeggMason UK Income	4.25%	0.25%	0%	£400	1.5%
Liontrust First Income Fund	5%	0%	0%	£500	1.5%
M&G Income Fund A Acc	4%	0%	0%	£400	1.5%
M&G Income Fund A Inc	4%	0%	0%	£400	1.5%
M&G Dividend Fund A Acc	4%	0%	0%	£400	1.5%
M&G Dividend Fund A Inc	4%	0%	0%	£400	1.5%

Fund Name	Standard Initial Charge	Our Initial Charge*	Initial Commission	Saving on £10,000 investment**	Fund Managers AMC	Morning Star Rating 1	S&P Rating 2	More Info	Buy
Old Mutual Extra Income OEIC Acc	4%	0.25%	0%	£375	1.5%
Old Mutual Extra Income OEIC Inc	4%	0.25%	0%	£375	1.5%
Scottish Widows High Reserve Fund Inc	5%	0%	0%	£500	1.25%
Threadneedle Managed Income Fund	3.75%	0.75%	0%	£300	.25%
Threadneedle Monthly Extra Income Fund	3.75%	0.75%	0%	£300	1.25%
Architas Multi-Manager Income B Acc	5%	0.25%	0%	£475	1.85%
Architas Multi-Manager Income B Inc	5%	0.25%	0%	£475	1.85%
CIS UK Income with Growth Trust	5%	2%	0%	£300	1.5%
Ecclesiastical Higher Income Fund	5%	2%	0%	£300	1.25%
F&C High Income	5%	0.5%	0%	£450	1.5%
HSBC Monthly Income Acc	4%	1%	0%	£300	1.25%
HSBC Monthly Income Inc	4%	1%	0%	£300	1.25%
Insight Investment Monthly Income Acc	4%	0%	0%	£400	1.5%		AA
Insight Investment Monthly Income Inc	4%	0%	0%	£400	1.5%		AA
JPM UK Equity & Bond Income Fund Acc	3.5%	0%	0%	£350	1.5%
JPM UK Equity & Bond Income Fund Inc	3.5%	0%	0%	£350	1.5%
Jupiter High Income Fund	5.25%	0.25%	0%	£500	1.5%		AAA
Jupiter Monthly Income Acc	5.25%	0.25%	0%	£500	1.5%
Jupiter Monthly Income Inc	5.25%	0.25%	0%	£500	1.5%
M&G Extra Income Fund A Acc	4%	0%	0%	£400	1.25%		AA
M&G Extra Income Fund A Inc	4%	0%	0%	£400	1.25%		AA

INC = The profits from this ISA are provided as a regular income
ACC = The profits from this ISA are re-invested to help your investment grow

In providing this data, Skipton Financial Services (SFS) Limited has used the services of Library Information Services Limited and Fidelity FundsNetwork. Consequently, SFS cannot be held responsible for any inaccuracies contained in any information provided by any third party. All returns and illustrations are based on current tax legislation which is subject to unforeseen change. Past performance is not a guide to future returns

* The Initial Charge after 100% of initial commission has been rebated and including any fund manager discounts, if applicable.

** Saving on £10000 investment through SFS Invest Direct. Figures accurate as at 01 September 2010.

¹ 'Morningstar rates investments from one to five stars based on how well they've performed in comparison to similar investments, after adjusting for risk and accounting for all relevant sales charges.' Source Morningstar

² 'Standard and Poor's Fund Services offers qualitative assessment of over 1,300 funds and the highest quality research on investment management capabilities. A team of 45 experienced analysts investigates and monitors long-only equity funds, fixed income funds, funds-of-hedge-funds and absolute return funds. The Fund Services methodology identifies the process, research skills, team strength and group solidity that lies behind the long-term outperformance of leading funds in each market and sector. Those that come through the process successfully carry a rating of quality recognised throughout the investment world.' - Source Standard & Poors

Position in the highly rated funds on the Fundsnetwork platform, August 2010. Based on gross funds placed under management, excluding funds re-registration. (Source Fundsnetwork).