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Fund Name	Standard Initial Charge	Our Initial Charge*	Initial Commission	Saving on £10,000 investment**	Fund Managers AMC	Morning Star Rating 1	S&P Rating 2	More Info	Buy
AEGON UK Equity Fund	5.5%	0%	0%	£550	1.25%
Allianz RCM UK Mid-Cap Fund Acc	4%	1%	0%	£300	1.5%		A
Cazenove UK Growth and Income Fund Inc	5%	0%	0%	£500	1.5%		AA
Fid FIF Growth + Income Fund	3.5%	0.5%	0%	£300	1%
INVESCO PERPETUAL UK Aggressive Fund Acc	5%	0%	0%	£500	1.5%
INVESCO PERPETUAL UK Aggressive Fund Inc	5%	0%	0%	£500	1.5%
INVESCO PERPETUAL UK Growth Inc	5%	0%	0%	£500	1.5%		AA
Investec UK Alpha Fund	4.5%	1.5%	0%	£300	1.5%		A
Investec UK Special Situations Fund Acc	4.5%	0%	0%	£450	1.5%		A
Jupiter UK Growth Fund	5%	0.25%	0%	£475	1.5%		AA
Lazard UK Alpha Fund	3.75%	0.5%	0%	£325	1.5%
Lazard UK Omega Fund	3.75%	0.5%	0%	£325	1.5%
Legal & General Growth Trust R Acc	5%	2%	0%	£300	1.5%		A
Legal & General Growth Trust R Inc	5%	2%	0%	£300	1.5%		A
M&G Recovery Fund A Acc	4%	0%	0%	£400	1.5%		AAA
M&G Recovery Fund A Inc	4%	0%	0%	£400	1.5%		AAA
M&G UK Growth Fund A Acc	4%	0%	0%	£400	1.5%
M&G UK Growth Fund A Inc	4%	0%	0%	£400	1.5%
M&G UK Select A Acc	4%	0%	0%	£400	1.5%
M&G UK Select A Inc	4%	0%	0%	£400	1.5%
BlackRock UK Fund Inc	5%	0%	0%	£500	1.5%		AAA
BlackRock UK Dynamic Fund Acc	5%	0%	0%	£500	1.5%		AAA
BlackRock UK Dynamic Fund Inc	5%	0%	0%	£500	1.5%		AAA
BlackRock UK Special Situations Acc	5%	0%	0%	£500	1.5%		AA
BlackRock UK Special Situations Inc	5%	0%	0%	£500	1.5%		AA
New Star UK Alpha Fund	5.25%	0.25%	0%	£500	1.5%
Newton Growth	4%	0.5%	0%	£350	1.5%		AA
Newton UK Opportunities	4%	0.5%	0%	£350	1.5%		AA
Aviva Investors UK Focus Fund Acc	5%	2%	0%	£300	1.5%		A
Rathbone Blue Chip Income & Growth Inc	5.5%	1%	0%	£450	1.5%		AA
Rensburg UK Select Growth Trust	5.25%	1.25%	0%	£400	1.5%		AAA
Schroder UK Alpha Plus Acc	5.25%	0%	0%	£525	1.5%
Schroder UK Alpha Plus Inc	5.25%	0%	0%	£525	1.5%
Schroder UK Mid250 Acc	5.25%	0%	0%	£525	1.5%
Schroder UK Mid250 Inc	5.25%	0%	0%	£525	1.5%
Standard Life UK Equity High Alpha Inc	4%	1%	0%	£300	1.5%		A
Standard Life Inv UK Equity Growth	4%	0%	0%	£400	1.5%		AAA
Standard Life Inv UK Ethical	4%	0%	0%	£400	1.5%		AA
Standard Life UK Opportunities Fund Acc	4%	0%	0%	£400	1.5%		A
Standard Life UK Opportunities Fund Inc	4%	0%	0%	£400	1.5%		A
SVM UK Opportunities Fund	5.25%	0%	0%	£525	1.5%		A
SWIP UK Advantage Fund	3%	0%	0%	£300	1.5%		A

Fund Name	Standard Initial Charge	Our Initial Charge*	Initial Commission	Saving on £10,000 investment**	Fund Managers AMC	Morning Star Rating 1	S&P Rating 2	More Info	Buy
Baillie Gifford British Small Cos A Acc	5%	0%	0%	£500	1.5%
INVESCO PERPETUAL UK Smller Cos Eqty Acc	5%	0%	0%	£500	1.5%		A
INVESCO PERPETUAL UK Smller Cos Eqty Inc	5%	0%	0%	£500	1.5%		A
Investec UK Smaller Companies Acc	4.5%	1.5%	0%	£300	1.5%		A
Investec UK Smaller Companies Inc	4.5%	1.5%	0%	£300	1.5%		A
M&G Smaller Companies Fund A Acc	4%	0%	0%	£400	1.5%		AA
M&G Smaller Companies Fund A Inc	4%	0%	0%	£400	1.5%		AA
BlackRock UK Smaller Companies Acc	5%	0%	0%	£500	1.5%		AA
BlackRock UK Smaller Companies Inc	5%	0%	0%	£500	1.5%		AA
Rathbone Recovery Fund Acc	5.5%	1%	0%	£450	1.5%		A
Rathbone Recovery Fund Inc	5.5%	1%	0%	£450	1.5%		A
Standard Life Inv UK Smaller Companies	4%	0%	0%	£400	1.5%		AA
Threadneedle UK Smaller Companies Fund	3.75%	0.75%	0%	£300	1.5%		A
UBS UK Smaller Companies	4%	1%	0%	£300	1.5%		A

INC = The profits from this ISA are provided as a regular income
ACC = The profits from this ISA are re-invested to help your investment grow

In providing this data, Skipton Financial Services (SFS) Limited has used the services of Library Information Services Limited and Fidelity FundsNetwork. Consequently, SFS cannot be held responsible for any inaccuracies contained in any information provided by any third party. All returns and illustrations are based on current tax legislation which is subject to unforeseen change. Past performance is not a guide to future returns

* The Initial Charge after 100% of initial commission has been rebated and including any fund manager discounts, if applicable.

** Saving on £10000 investment through SFS Invest Direct. Figures accurate as at 01 March 2010.

¹ 'Morningstar rates investments from one to five stars based on how well they've performed in comparison to similar investments, after adjusting for risk and accounting for all relevant sales charges.' Source Morningstar

² 'Standard and Poor's Fund Services offers qualitative assessment of over 1,300 funds and the highest quality research on investment management capabilities. A team of 45 experienced analysts investigates and monitors long-only equity funds, fixed income funds, funds-of-hedge-funds and absolute return funds. The Fund Services methodology identifies the process, research skills, team strength and group solidity that lies behind the long-term outperformance of leading funds in each market and sector. Those that come through the process successfully carry a rating of quality recognised throughout the investment world.' - Source Standard & Poors

Position in the highly rated funds on the Fundsnetwork platform, February 2010. Based on gross funds placed under management, excluding funds re-registration. (Source Fundsnetwork).