Fund Name	Standard Initial Charge	Our Initial Charge*	Initial Commission	Saving on £10,000 investment**	Fund Managers AMC	Morning Star Rating 1	S&P Rating 2	More Info	Buy
Marlborough ETF Commodity Fund Acc	5%	0%	0%	£500	1.75%
Marlborough ETF Global Growth Fund Acc	5%	0%	0%	£500	1.751%
Marlborough ETF Global Income Fund Inc	4.5%	0%	0%	£450	1.5%
Martin Currie Global Energy Fund Acc	5%	0%	0%	£500	1.5%
Aviva Global Balanced Inc Acc	4.5%	1.5%	0%	£300	1.5%		A
Aviva Global Balanced Inc Inc	4.5%	1.5%	0%	£300	1.5%		A
Aviva Global Cautious Inc Acc	4.5%	1.5%	0%	£300	1.25%
Aviva Global Cautious Inc Inc	4.5%	1.5%	0%	£300	1.25%
Neptune India Fund	5%	0.75%	0%	£425	1.75%
Neptune Latin America Fund	5%	0.75%	0%	£425	1.75%
Neptune Russia & Greater Russia Fund	5%	0.75%	0%	£425	1.75%
Henderson Diversified Absolute Return Fd	5%	0.25%	0%	£475	1.2%
Premier Optimum Income Fund Inc	5.25%	0%	0%	£525	1.5%
Schroder Medical Discovery Fund Acc	5.25%	0%	0%	£525	1.5%
Schroder Medical Discovery Fund Inc	5.25%	0%	0%	£525	1.5%
Schroder ISF Emerging Europe	5.26%	5.26%	0%	£0	1.5%
Schroder ISF Latin American	5.26%	5.26%	0%	£0	1.5%
Scottish Widows Latin American Fund	5%	0%	0%	£500	1.5%
SWIP Absolute Return Macro Fund	5%	0%	0%	£500	1.5%
SWIP Absolute Return UK Equity Fund	5%	0%	0%	£500	1.5%
Threadneedle Latin America Fund	3.75%	0.75%	0%	£300	1.5%		A
Aberdeen European Frontiers Fund Acc	4.25%	0%	0%	£425	1.5%
Aberdeen MM Ethical Fund Acc	4%	0%	0%	£400	1.5%
Aberdeen MM Ethical Fund Inc	4%	0%	0%	£400	1.5%
Allianz RCM BRIC Stars Fund	4%	1%	0%	£300	1.75%
Allianz RCM Dynamic Growth Acc	4%	1%	0%	£300	1.25%
Axa Framlington Biotech	5.5%	0.25%	0%	£525	1.75%
Axa Framlington Financial Fund Acc	5.25%	0.25%	0%	£500	1.5%
Axa Framlington Health Fund Acc	5.5%	0.25%	0%	£525	1.5%
Axa Framlington Health Fund Inc	5.5%	0.25%	0%	£525	1.5%
Baring Global Agriculture Fund Acc	5%	0.5%	0%	£450	1.5%
Baring German Growth Trust	5%	0.5%	0%	£450	1.5%
Baring Korea Trust	5%	0.5%	0%	£450	1.5%		A
BlackRock Gold & General Acc	5%	0%	0%	£500	1.75%		AAA
BlackRock Gold & General Inc	5%	0%	0%	£500	1.75%		AAA
F&C Progressive Growth Fund	5%	0.5%	0%	£450	1%
Fid FIF Emerging Eur Mid East & Africa	3.5%	0.25%	0%	£325	1.5%
First State Gl Listed Infrastructure Acc	4%	0%	0%	£400	1.5%		A
First State Gl Listed Infrastructure Inc	4%	0%	0%	£400	1.5%		A
First State Global Resources Fund	4%	0%	0%	£400	1.5%		AA
First State Indian Subcontinent Acc A	4%	0%	0%	£400	1.75%
First State Latin America Fund Acc	4%	0%	0%	£400	1.75%
Franklin Biotechnology Fund	5%	0%	0%	£500	1.5%
Threadneedle Emerging Market Local Inc	3.75%	0%	0%	£375	1.5%
Invesco Perpetual Emerging European Acc	5%	0%	0%	£500	1.5%		A
Invesco Perpetual Emerging European Inc	5%	0%	0%	£500	1.5%		A
INVESCO PERPETUAL Latin American Fd Acc	5%	0%	0%	£500	1.5%
INVESCO PERPETUAL Latin American Fd Inc	5%	0%	0%	£500	1.5%
Investec Capital Accumulator Acc	4.5%	0%	0%	£450	1.25%
Investec Enhanced Natural Resources Acc	4.5%	0%	0%	£450	1.5%
Investec Global Energy Fund Acc	4.5%	0%	0%	£450	1.5%
Investec Global Gold Fund A Acc	4.5%	0%	0%	£450	1.5%
JPM Natural Resources A Inc	4.25%	0%	0%	£425	1.5%
JPM Natural Resources A Acc	4.25%	0%	0%	£425	1.5%
JPM Global Financials A Inc	4.25%	0%	0%	£425	1.5%
JPM Global Consumer Trends A Acc	4.25%	0%	0%	£425	1.5%
JPM Global Consumer Trends A Inc	4.25%	0%	0%	£425	1.5%
JPM Multi-Asset Income A Acc	4.25%	0%	0%	£425	1.25%
JPM Multi-Asset Income A Inc	4.25%	0%	0%	£425	1.25%
JPM New Europe A Inc	4.25%	0%	0%	£425	1.5%
JPM New Europe A Acc	4.25%	0%	0%	£425	1.5%
Jupiter Emerging European Opportunities	5.5%	0.25%	0%	£525	1.5%		A
Jupiter Financial Opportunities Fund	5.25%	0.25%	0%	£500	1.5%		AAA
Jupiter International Financials Fnd Acc	5.25%	0.25%	0%	£500	1.25%
Jupiter India Fund	5.25%	0.25%	0%	£500	1.5%
M&G Global Convertibles Fund A Acc	4%	0%	0%	£400	1.5%
M&G Global Convertibles Fund A Inc	4%	0%	0%	£400	1.5%

Fund Name	Standard Initial Charge	Our Initial Charge*	Initial Commission	Saving on £10,000 investment**	Fund Managers AMC	Morning Star Rating 1	S&P Rating 2	More Info	Buy
The Close FTSE techMARK	4.75%	4.75%	0%	£0	1.15%
The Close UK Escalator 100	5%	5%	0%	£0	1%

Fund Name	Standard Initial Charge	Our Initial Charge*	Initial Commission	Saving on £10,000 investment**	Fund Managers AMC	Morning Star Rating 1	S&P Rating 2	More Info	Buy
IM Russell Real Assets Fund Acc	3%	0%	0%	£300	1.5%
IM Russell Real Assets Fund Inc	3%	0%	0%	£300	1.5%
Scottish Widows Environmental Invstr Acc	5%	0%	0%	£500	1.5%
Scottish Widows Ethical Fund	5%	0%	0%	£500	1.5%
Investec Target Return (GBP) A Fund	4.5%	1.5%	0%	£300	1.5%

Fund Name	Standard Initial Charge	Our Initial Charge*	Initial Commission	Saving on £10,000 investment**	Fund Managers AMC	Morning Star Rating 1	S&P Rating 2	More Info	Buy
Marlborough ETF Absolute Return Fund Acc	4.5%	0%	0%	£450	1.5%
CF Octopus Absolute UK Equity A Acc	5%	0%	0%	£500	1.5%
CF Octopus Absolute UK Equity A Inc	5%	0%	0%	£500	1.5%
SVM UK Absolute Alpha Acc	5.25%	0%	0%	£525	1.5%
Schroder ISF Asian Bond Absolute Return	5.26%	5.26%	0%	£0	1.25%
Schroder ISF Em Mkt Debt Abs Rtn GBP hgd	5.26%	5.26%	0%	£0	1.5%
SWIP Absolute Return Bond Fund Inc	3.75%	0%	0%	£375	1%
Skandia Alternative Investments Acc	5%	1.5%	0%	£350	1.5%
Standard Life Glbl Abs Return Stratgy Ac	4%	0%	0%	£400	1.5%
Threadneedle Absolute Return Bond Fund	3.75%	0%	0%	£375	1.25%		AA
Threadneedle Credit Opportunities Hedged	3.75%	0%	0%	£375	1.25%
Aviva Investors UK Absolute Return Acc	5%	2%	0%	£300	1.5%
Newton Real Return Fund Inc A Shares	4%	0%	0%	£400	1.5%		AAA
Baring Absolute Rtrn Glbl Bond Trust Acc	5%	0%	0%	£500	1.75%
Baring Absolute Rtrn Glbl Bond Trust Inc	5%	0%	0%	£500	1.75%
BlackRock European Absolute Alpha Acc	5%	0%	0%	£500	1.5%
BlackRock UK Absolute Alpha Fund P Acc	5%	0%	0%	£500	1.5%		AA
Cazenove UK Absolute Target Fund Acc	5%	2%	0%	£300	1.25%
GLG Total Return Bond Fund Retail Acc	3.5%	0%	0%	£350	1%
GLG Total Return Bond Fund Retail Inc	3.5%	0%	0%	£350	1%
Gartmore MultiManager Absolute Rtn Acc	5%	0%	0%	£500	1.25%
Gartmore Japan Absolute Return Acc	5%	0%	0%	£500	1.5%
Gartmore UK Absolute Return Fund	5%	0%	0%	£500	1.5%
Clerical Med Absolute Return Fund Acc	4%	0%	0%	£400	1.4%
Ignis Argonaut Europe Absolute Retrn Acc	5.25%	2.25%	0%	£300	1.5%
Jupiter Absolute Return Fund Acc	5.25%	0.25%	0%	£500	1.25%
Legal & General Diversified Abs Rn R Acc	5%	2%	0%	£300	1.5%
Legal & General Diversified Abs Rn R Inc	5%	2%	0%	£300	1.5%
Liontrust European Absolute Return Acc	5%	0%	0%	£500	1.5%
Aegon UK Equity Absolute Return Fund Acc	5.5%	0%	0%	£550	1.5%

INC = The profits from this ISA are provided as a regular income
ACC = The profits from this ISA are re-invested to help your investment grow

In providing this data, Skipton Financial Services (SFS) Limited has used the services of Library Information Services Limited and Fidelity FundsNetwork. Consequently, SFS cannot be held responsible for any inaccuracies contained in any information provided by any third party. All returns and illustrations are based on current tax legislation which is subject to unforeseen change. Past performance is not a guide to future returns

* The Initial Charge after 100% of initial commission has been rebated and including any fund manager discounts, if applicable.

** Saving on £10000 investment through SFS Invest Direct. Figures accurate as at 01 September 2010.

¹ 'Morningstar rates investments from one to five stars based on how well they've performed in comparison to similar investments, after adjusting for risk and accounting for all relevant sales charges.' Source Morningstar

² 'Standard and Poor's Fund Services offers qualitative assessment of over 1,300 funds and the highest quality research on investment management capabilities. A team of 45 experienced analysts investigates and monitors long-only equity funds, fixed income funds, funds-of-hedge-funds and absolute return funds. The Fund Services methodology identifies the process, research skills, team strength and group solidity that lies behind the long-term outperformance of leading funds in each market and sector. Those that come through the process successfully carry a rating of quality recognised throughout the investment world.' - Source Standard & Poors

Position in the highly rated funds on the Fundsnetwork platform, August 2010. Based on gross funds placed under management, excluding funds re-registration. (Source Fundsnetwork).