Fund Name	Standard Initial Charge	Our Initial Charge*	Initial Commission	Saving on £10,000 investment**	Fund Managers AMC	Morning Star Rating 1	S&P Rating 2	More Info	Buy
Schroder US Smaller Companies Acc	5.25%	2.25%	0%	£300	1.5%
Schroder US Smaller Companies Inc	5.25%	2.25%	0%	£300	1.5%
Scottish Widows American Smaller Cos	5%	0%	0%	£500	1.5%
SWIP North American Smaller Cos Fund	5%	0%	0%	£500	1.5%
Threadneedle American Smaller Companies	3.75%	0.75%	0%	£300	1.5%
F&C US Smaller Companies	5%	0.5%	0%	£450	1.5%
JPM US Smaller Companies A Acc	4.25%	0%	0%	£425	1.5%
JPM US Smaller Companies A Inc	4.25%	0%	0%	£425	1.5%
LeggMason US Smaller Companies	4.25%	0.25%	0%	£400	1.5%		AA

Fund Name	Standard Initial Charge	Our Initial Charge*	Initial Commission	Saving on £10,000 investment**	Fund Managers AMC	Morning Star Rating 1	S&P Rating 2	More Info	Buy
Martin Currie North American Alpha Fund	5%	0.5%	0%	£450	1.5%
Martin Currie North American Fund	5%	0.5%	0%	£450	1.5%
Neptune US Opportunities	5%	0.75%	0%	£425	1.6%
Prudential North American Trust	4.75%	1.75%	0%	£300	1.5%
PSigma American Growth Fund	5.25%	0.5%	0%	£475	1.5%
Schroder US Mid Cap Acc	5.25%	0%	0%	£525	1.5%
Schroder US Mid Cap Inc	5.25%	0%	0%	£525	1.5%
Scottish Widows American Growth	5%	0%	0%	£500	1.5%
Scottish Widows American Select Growth	5%	0%	0%	£500	1.5%
SWIP North American Fund	5%	0%	0%	£500	1.5%
Standard Life American Eqty Unconstraind	4%	0%	0%	£400	1.5%		A
Threadneedle American Fund	3.75%	0.75%	0%	£300	1.5%		AA
Threadneedle American Select Fund	3.75%	0.75%	0%	£300	1.5%		AA
UBS US Growth Fund A Acc	4%	1%	0%	£300	1.5%
UBS US 130/30 Equity Fund	4%	1%	0%	£300	1.6%
UBS US Equity Fund	4%	1%	0%	£300	1.5%		AA
AEGON American Equity Fund	5.5%	1.5%	0%	£400	1.5%
Allianz RCM US Equity Fund Acc	4%	1%	0%	£300	1.5%
AXA Rosenberg American Acc	5%	0.25%	0%	£475	1.5%
Axa Framlington American Growth Fund Acc	5.25%	0.25%	0%	£500	1.5%
Axa Framlington American Growth Fund Inc	5.25%	0.25%	0%	£500	1.5%
Newton American	4%	0.5%	0%	£350	1.5%
Baillie Gifford American Fund A Acc	5%	0%	0%	£500	1.5%
BlackRock US Dynamic Acc	5%	0%	0%	£500	1.5%		A
BlackRock US Opportunities Acc	5%	0%	0%	£500	1.5%
BlackRock US Opportunities Inc	5%	0%	0%	£500	1.5%
CIS US Growth Trust	5%	2%	0%	£300	1.5%
F&C North American Fund	5%	0.5%	0%	£450	1.5%
Fid FIF American Fund	3.5%	0.5%	0%	£300	1.5%		A
Fid FIF American Special Situations Fund	3.5%	0.5%	0%	£300	1.5%
Franklin Mutual Shares Fund Acc	5%	0%	0%	£500	1.5%		AA
Franklin Mutual Shares Fund Inc	5%	0%	0%	£500	1.5%		AA
Franklin US Equity Fund Acc	5%	0%	0%	£500	1.5%
Franklin US Opportunities Fund A Acc	5%	0%	0%	£500	1.5%
GLG American Growth Fund Acc	5.25%	0%	0%	£525	1.5%
GLG US Relative Value Retail Acc	5.25%	0%	0%	£525	1.5%
Gartmore US Growth Fund	5%	0%	0%	£500	1.5%
Gartmore US Opportunities	5%	0%	0%	£500	1.5%
Clerical Med US Focus Fund Acc	4%	0%	0%	£400	1.5%
Clerical Med US Strategic Fund Acc	4%	0%	0%	£400	1.5%
Henderson North American Enhanced Equity	5%	0%	0%	£500	1.5%
INVESCO PERPETUAL US Eq Benchmark Pl Inc	5%	0%	0%	£500	1%
Ignis American Growth Fund Acc	5.25%	2.25%	0%	£300	1.5%
Ignis American Growth Fund Inc	5.25%	2.25%	0%	£300	1.5%
Investec American Fund - B	4.5%	1.5%	0%	£300	1.25%		AA
Investec American Fund	4.5%	0%	0%	£450	1.5%
JOHCM US Opportunities Fund	5%	0%	0%	£500	1.25%
JPM US Fund A Inc	4.25%	0%	0%	£425	1.5%
JPM US Equity Income Fund A Acc	4.25%	0%	0%	£425	1.5%
JPM US Equity Income Fund A Inc	4.25%	0%	0%	£425	1.5%
JPM US Select A Fund Acc	4.25%	0%	0%	£425	1.5%
JPM US Fund A Acc	4.25%	0%	0%	£425	1.5%
JPM US Select A Fund Inc	4.25%	0%	0%	£425	1.5%
Jupiter North American Income Fund Acc	5.25%	0.25%	0%	£500	1.5%		A
Jupiter North American Income Fund Inc	5.25%	0.25%	0%	£500	1.5%		A
L&G (Barclays) MM US Alpha Fund B Inc	2.5%	0%	0%	£250	1.25%
L&G (Barclays) MM US Alpha Fund A Inc	4.5%	4.5%	0%	£0	1.5%
Legal & General North American Tst R Acc	5%	2%	0%	£300	1.5%
Legal & General North American Tst R Inc	5%	2%	0%	£300	1.5%
M&G American Fund A Acc	4%	0%	0%	£400	1.5%		AA
M&G American Fund A Inc	4%	0%	0%	£400	1.5%		AA
M&G North American Value Fund A Acc	4%	0%	0%	£400	1.5%
M&G North American Value Fund A Inc	4%	0%	0%	£400	1.5%
Aberdeen American Equity Fund Acc	4.25%	0.25%	0%	£400	1.5%

INC = The profits from this ISA are provided as a regular income
ACC = The profits from this ISA are re-invested to help your investment grow

In providing this data, Skipton Financial Services (SFS) Limited has used the services of Library Information Services Limited and Fidelity FundsNetwork. Consequently, SFS cannot be held responsible for any inaccuracies contained in any information provided by any third party. All returns and illustrations are based on current tax legislation which is subject to unforeseen change. Past performance is not a guide to future returns

* The Initial Charge after 100% of initial commission has been rebated and including any fund manager discounts, if applicable.

** Saving on £10000 investment through SFS Invest Direct. Figures accurate as at 01 September 2010.

¹ 'Morningstar rates investments from one to five stars based on how well they've performed in comparison to similar investments, after adjusting for risk and accounting for all relevant sales charges.' Source Morningstar

² 'Standard and Poor's Fund Services offers qualitative assessment of over 1,300 funds and the highest quality research on investment management capabilities. A team of 45 experienced analysts investigates and monitors long-only equity funds, fixed income funds, funds-of-hedge-funds and absolute return funds. The Fund Services methodology identifies the process, research skills, team strength and group solidity that lies behind the long-term outperformance of leading funds in each market and sector. Those that come through the process successfully carry a rating of quality recognised throughout the investment world.' - Source Standard & Poors

Position in the highly rated funds on the Fundsnetwork platform, August 2010. Based on gross funds placed under management, excluding funds re-registration. (Source Fundsnetwork).