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The Stocks and Shares ISA products and funds available from SFS Invest Direct are not like building society / bank deposit accounts, as they can rise and fall in value and your capital is at risk.

Remember 0% initial commission on all funds. 

Global Emerging Markets
Fund Name Standard Initial Charge Our Initial Charge* Initial Commission Saving on £10,000 investment** Fund Managers AMC Morning Star Rating 1 S&P Rating 2 More Info Buy
Neptune Emerging Markets Fund A Acc 5% 0.75% 0% £425 1.75% More Info Buy
Neptune Emerging Markets Fund A Inc 5% 0.75% 0% £425 1.75% More Info Buy
Schroder Global Emerging Mkts Acc 5.25% 0% 0% £525 1.5% More Info Buy
Schroder Global Emerging Mkts Inc 5.25% 0% 0% £525 1.5% More Info Buy
Threadneedle Global Emerging Mkts Equity 3.75% 0.75% 0% £300 1.5% starstarstarstar More Info Buy
UBS Global Emerging Markets Equity 4% 1% 0% £300 1.5% starstarstar More Info Buy
Aberdeen Emerging Markets Acc 4.25% 0.25% 0% £400 1.75% starstarstarstarstar AA More Info Buy
Aberdeen MM Emerging Markets Inc 4% 0% 0% £400 1.5% starstar More Info Buy
Axa Framlington EmergingMarkets Fund Acc 5.25% 0.25% 0% £500 1.5% starstarstarstar More Info Buy
Axa Framlington EmergingMarkets Fund Inc 5.25% 0.25% 0% £500 1.5% starstarstarstar More Info Buy
Baillie Gifford Emerging Mkt Grwth A Acc 5% 0% 0% £500 1.5% More Info Buy
Baillie Gifford Em Mkt Leading Cos A Acc 5% 0% 0% £500 1.5% starstarstar More Info Buy
Baring Emerging Markets Fund A Acc 5% 0.5% 0% £450 1.5%   Buy
BlackRock Emerging Markets Acc 5% 0% 0% £500 1.5% More Info Buy
BlackRock Emerging Markets Inc 5% 0% 0% £500 1.5% More Info Buy
First State Glb Em Mkt Sustainability Fd 4% 0% 0% £400 1.55% More Info Buy
First State Global Emerging Mkts Leaders 4% 0% 0% £400 1.5% starstarstarstarstar AA More Info Buy
First State Global Emerging Markets 4% 4% 0% £0 1.75% starstarstarstarstar A More Info Buy
Templeton Global Emerging Markets 5% 0% 0% £500 1.75% starstar More Info Buy
Gartmore Emerging Markets Opportunities 5% 0% 0% £500 1.5% starstarstar More Info Buy
Clerical Med Emerging Mkts Focus Fd Acc 4% 0% 0% £400 1.5% More Info Buy
Henderson Emerging Markets Fund 5% 0% 0% £500 1.5% starstarstar More Info Buy
INVESCO PERPETUAL Emerging Countries Acc 5% 0% 0% £500 1.5% starstarstarstar More Info Buy
INVESCO PERPETUAL Emerging Countries Inc 5% 0% 0% £500 1.5% starstarstarstar More Info Buy
Ignis HEXAM Global Emerging Markets Acc 5.25% 2.25% 0% £300 1.5% More Info Buy
JPM Emerging Markets Fund A Inc 4.25% 0% 0% £425 1.5% More Info Buy
JPM Emerging Market Infrastructure A Acc 4.25% 0% 0% £425 1.75%   Buy
JPM Emerging Market Infrastructure A Inc 4.25% 0% 0% £425 1.75%   Buy
JPM Emerging Markets Fund A Acc 4.25% 0% 0% £425 1.5% More Info Buy
Lazard Emerging Markets Fund 3.75% 0.5% 0% £325 1.5% starstarstarstar More Info Buy
M&G Global Emerging Markets Acc 4% 1% 0% £300 1.5%   Buy
M&G Global Emerging Markets Inc 4% 1% 0% £300 1.5%   Buy
Fidelity Emerging Markets Acc 3.5% 0.25% 0% £325 1.5% More Info Buy
JOHCM Emerging Markets Fund Inc 5% 0% 0% £500 1.5%   Buy
Unclassified Sector
Fund Name Standard Initial Charge Our Initial Charge* Initial Commission Saving on £10,000 investment** Fund Managers AMC Morning Star Rating 1 S&P Rating 2 More Info Buy
IM Russell International Growth Fund Acc 3% 0% 0% £300 1.7%   Buy
IM Russell International Growth Fund Inc 3% 0% 0% £300 1.7%   Buy
Global Growth
Fund Name Standard Initial Charge Our Initial Charge* Initial Commission Saving on £10,000 investment** Fund Managers AMC Morning Star Rating 1 S&P Rating 2 More Info Buy
Baillie Gifford Global Alpha Fund Acc 5% 0% 0% £500 1.5%   Buy
Martin Currie Global Fund 5% 0.5% 0% £450 1.5% starstarstar More Info Buy
Neptune Global Equity Fund Inc 5% 0.75% 0% £425 1.75% More Info Buy
Neptune Global Equity Fund Acc 5% 0.75% 0% £425 1.75% More Info Buy
Henderson Global Dividend Income Inc 5% 0.25% 0% £475 1.5% starstar More Info Buy
Henderson Global Innovation Acc 4.25% 0.25% 0% £400 1.5% starstarstar More Info Buy
Henderson Multi-Manager Tactical A 5% 0% 0% £500 1.5% starstar More Info Buy
Henderson Multi-Manager Tactical I 5% 0% 0% £500 1.5% star More Info Buy
Old Mutual Global Equity OEIC Acc 4% 0.25% 0% £375 1.5% starstarstar More Info Buy
Premier Global DSR Fund Acc 5.25% 0% 0% £525 1.5% More Info Buy
Premier Global DSR Fund Inc 5.25% 0% 0% £525 1.5% More Info Buy
Prudential Global Growth Trust 5.5% 2.5% 0% £300 2% starstarstar More Info Buy
Prudential International Growth Trust 4.75% 1.75% 0% £300 1.5% starstarstar More Info Buy
Rathbone Global Opportunities 5.5% 1% 0% £450 1.5% starstarstarstar More Info Buy
SVM Global Opportunities Fund 5.25% 0% 0% £525 1.25% star More Info Buy
Schroder Global Alpha Plus Inc 5.25% 0% 0% £525 1.5%   Buy
Schroder Global Alpha Plus Acc 5.25% 0% 0% £525 1.5%   Buy
Schroder Global Climate Change Fund Acc 5.25% 0% 0% £525 1.5% More Info Buy
Schroder Global Climate Change Fund Inc 5.25% 0% 0% £525 1.5% More Info Buy
Schroder Global Equity Income Acc 5.25% 0% 0% £525 1.5% starstarstar More Info Buy
Schroder Global Equity Income Inc 5.25% 0% 0% £525 1.5% starstarstar More Info Buy
Schroder ISF Global Equity Alpha 5.26% 5.26% 0% £0 1.5% starstarstarstar   Buy
Schroder ISF Global Equity Yield 5.26% 5.26% 0% £0 1.5% starstarstar   Buy
Scottish Widows Global Growth 5% 0% 0% £500 1.5% starstar   Buy
Scottish Widows Global Select Growth A 5% 0% 0% £500 1.5% starstarstar   Buy
SWIP Global Fund 5% 0% 0% £500 1.5% starstarstar More Info Buy
SWIP Global SRI Fund 5% 0% 0% £500 1.5% starstar More Info Buy
Skandia Global Dynamic Equity Fund 5% 1.5% 0% £350 1.5% More Info Buy
Standard Life Inv Globl Eq Unconstrained 4% 0% 0% £400 1.5% starstar More Info Buy
T.Bailey Growth Fund Acc 5% 0% 0% £500 1.5% starstarstarstar More Info Buy
Thames River Global Boutiques Fund Acc 5% 0% 0% £500 1.5% AAA More Info Buy
Threadneedle Global Select Fund 3.75% 0.75% 0% £300 1.5% starstarstarstar AA More Info Buy
UBS Global Optimal 4% 1% 0% £300 1.5% starstar More Info Buy
Aberdeen Ethical World Acc 4.25% 0.25% 0% £400 1.5% starstarstarstar A More Info Buy
Aberdeen Ethical World Inc 4.25% 0.25% 0% £400 1.5% starstarstarstar A More Info Buy
Aberdeen World Growth & Income A Fd Inc 4.25% 0% 0% £425 1.5% starstarstar More Info Buy
Aberdeen World Equity Acc 4.25% 0.25% 0% £400 1.5% A More Info Buy
Aberdeen World Equity Inc 4.25% 0.25% 0% £400 1.5% A More Info Buy
Aberdeen MM International Grwth Acc 4% 0% 0% £400 1.5% starstarstarstar More Info Buy
Aberdeen MM International Grwth Inc 4% 0% 0% £400 1.5% starstarstarstar More Info Buy
AEGON Global Equity Fund 5.5% 1.5% 0% £400 1.5% star More Info Buy
Allianz RCM Global EcoTrends Fund 4% 1% 0% £300 1.75% More Info Buy
CF Arch Cru Global Growth Fund Acc 3.25% 3.25% 0% £0 1.35% More Info Buy
Artemis Global Growth Fund 5.25% 0.75% 0% £450 1.5% star More Info Buy
AXA Framlington Talents Fund Acc 5% 0.25% 0% £475 1.75% starstar More Info Buy
Axa Framlington Global Opportunities Acc 5.25% 0.25% 0% £500 1.5% starstar More Info Buy
Axa Framlington Global Opportunities Inc 5.25% 0.25% 0% £500 1.5% More Info Buy
BNY Mellon Long Term Global Equity Inc 4% 0% 0% £400 1.5% More Info Buy
Newton Global Higher Income Fund 4% 0% 0% £400 1.5% starstarstarstar AA More Info Buy
Newton Global Opportunities Fund 4% 4% 0% £0 1.5% starstarstar AA More Info Buy
Newton International Growth 4% 0.5% 0% £350 1.5% starstarstar AA More Info Buy
Baillie Gifford Global Income Fund A Acc 5% 0% 0% £500 1.5% More Info Buy
Baillie Gifford Global Income Fund A Inc 5% 0% 0% £500 1.5% starstarstar More Info Buy
Baillie Gifford International Fund A Acc 5% 0% 0% £500 1.5% starstarstarstar More Info Buy
Baring Global Growth Trust 5% 0.5% 0% £450 1.5% starstarstar   Buy
BlackRock Global Equity Fund Acc 5% 0% 0% £500 1.5% A More Info Buy
BlackRock Global Equity Fund Inc 5% 0% 0% £500 1.5% A More Info Buy
Cazenove Multi-Manager Global (exUK) Acc 5% 0% 0% £500 1% starstarstarstar More Info Buy
Cazenove Multi-Manager Global (exUK) Inc 5% 0% 0% £500 1% starstarstarstar More Info Buy
City Fin Multimanager Growth Fund Inc 5% 0.75% 0% £425 1.5% starstarstar More Info Buy
Ecclesiastical Amity International Fund 5% 2% 0% £300 1.5% starstarstarstarstar More Info Buy
F&C Stewardship International Fund Acc 5% 0.5% 0% £450 1.5% More Info Buy
F&C Stewardship International Fund Inc 5% 0.5% 0% £450 1.5% starstarstarstar More Info Buy
F&C Global Growth Fund 5% 0.5% 0% £450 1.5% More Info Buy
Elite Bloxham Global Equity Income Acc 5% 0% 0% £500 1.5%   Buy
Elite Bloxham Global Equity Income Inc 5% 0% 0% £500 1.5%   Buy
Fid FIF Global Special Situations 3.5% 0.25% 0% £325 1.5% star A   Buy
Fid FIF Global Focus OEIC 3.5% 0.5% 0% £300 1.5% starstarstarstar   Buy
Fid WealthBuilder 3.5% 0.5% 0% £300 1.4% starstarstarstar   Buy
First State Global Growth 4% 0% 0% £400 1.5% starstarstar More Info Buy
First State Global Opportunities 4% 0% 0% £400 1.5% starstarstarstar AA More Info Buy
Templeton Growth Fund Inc 5% 0% 0% £500 1.5% starstarstarstar More Info Buy
Gartmore Global Focus Fund 5% 0% 0% £500 2% starstarstar AAA More Info Buy
HSBC Global Growth FOF Acc 4% 1% 0% £300 1.25% starstarstarstar More Info Buy
HSBC Global Growth FOF Inc 4% 1% 0% £300 1.25% starstarstarstar More Info Buy
Henderson Industries of the Future Fund 5% 0% 0% £500 1.5% starstarstar More Info Buy
Henderson Global Care Growth Fund 4.5% 0% 0% £450 1.5% starstarstar More Info Buy
Henderson International Fund 5% 0% 0% £500 1.5% starstarstarstar More Info Buy
Invesco Perpetual Global Opportunities 5% 0% 0% £500 1.5% More Info Buy
Invesco Perpetual Global Equity Inc Acc 5% 0% 0% £500 1.5% More Info Buy
Invesco Perpetual Global Equity Inc Inc 5% 0% 0% £500 1.5% More Info Buy
INVESCO PERPETUAL Global Smaller Cos Acc 5% 0% 0% £500 1.5% A More Info Buy
INVESCO PERPETUAL Global Smaller Cos Inc 5% 0% 0% £500 1.5% starstarstarstar A More Info Buy
INVESCO PERPETUAL Global Equity Fund Acc 5% 0% 0% £500 1.5% starstarstarstar A More Info Buy
INVESCO PERPETUAL Global Equity Fund Inc 5% 0% 0% £500 1.5% starstarstarstar A More Info Buy
Ignis Global Growth Acc 5.25% 2.25% 0% £300 1.5% starstar More Info Buy
Ignis Global Growth Inc 5.25% 2.25% 0% £300 1.5% starstar More Info Buy
Investec Global Equity Fund 4.5% 0% 0% £450 1.5% starstarstar More Info Buy
Investec Global Free Enterprise 4.5% 0% 0% £450 1.5% starstarstarstar More Info Buy
Investec Global Special Situations Acc 4.5% 1.5% 0% £300 1.5% More Info Buy
Investec Global Dynamic Fund 4.5% 0% 0% £450 1.5% More Info Buy
JPM Global Equity Income Fund Inc 4.25% 0% 0% £425 1.5% starstarstar More Info Buy
JPM Global Fund A Inc 4.25% 0% 0% £425 1.5% More Info Buy
JPM Global Fund A Acc 4.25% 0% 0% £425 1.5% More Info Buy
JPM Multi-Manager Growth Fund Acc 4.25% 0% 0% £425 1.25% More Info Buy
JPM Multi-Manager Growth Fund Inc 4.25% 0% 0% £425 1.25% More Info Buy
Jupiter Global Managed Fund Acc 5.25% 0.25% 0% £500 1.5% AA More Info Buy
Jupiter Global Managed Fund Inc 5.25% 0.25% 0% £500 1.5% starstarstarstar AA More Info Buy
Jupiter Fund of Investment Trusts 5.25% 0.25% 0% £500 1.5% starstarstar More Info Buy
Jupiter Merlin Worldwide Portfolio Acc 5.25% 0.25% 0% £500 1.5% starstarstarstarstar AA More Info Buy
Jupiter Merlin Worldwide Portfolio Inc 5.25% 0.25% 0% £500 1.5% starstarstarstarstar AA More Info Buy
Lazard Global Equity Income Acc 3.75% 0.5% 0% £325 1.5% More Info Buy
Lazard Global Equity Income Inc 3.75% 0.5% 0% £325 1.5% More Info Buy
LeggMason Global Equity Income A Acc 4.25% 0.25% 0% £400 1.5% A More Info Buy
LeggMason Global Equity Income A Inc 4.25% 0.25% 0% £400 1.5% A More Info Buy
M&G Global Basics Fund A Acc 4% 0% 0% £400 1.5% AA   Buy
M&G Global Basics Fund A Inc 4% 0% 0% £400 1.5% starstarstarstar AA   Buy
M&G Fund of Investment Trst Shares A Acc 4% 0% 0% £400 1%   Buy
M&G Global Dividend Acc 4% 0% 0% £400 1.5%   Buy
M&G Global Dividend Inc 4% 0% 0% £400 1.5%   Buy
M&G Global Growth Fund A Acc 4% 0% 0% £400 1.5%   Buy
M&G Global Growth Fund A Inc 4% 0% 0% £400 1.5%   Buy
M&G Global Leaders Fund A Acc 4% 0% 0% £400 1.5% AA   Buy
Artemis Global Income Fund R Inc 5.25% 0.75% 0% £450 1.5%   Buy
Artemis Global Income Fund R Acc 5.25% 0.75% 0% £450 1.5% More Info Buy

INC = The profits from this ISA are provided as a regular income
ACC = The profits from this ISA are re-invested to help your investment grow

In providing this data, Skipton Financial Services (SFS) Limited has used the services of Library Information Services Limited and Fidelity FundsNetwork. Consequently, SFS cannot be held responsible for any inaccuracies contained in any information provided by any third party. All returns and illustrations are based on current tax legislation which is subject to unforeseen change. Past performance is not a guide to future returns

* The Initial Charge after 100% of initial commission has been rebated and including any fund manager discounts, if applicable.

** Saving on £10000 investment through SFS Invest Direct. Figures accurate as at 01 September 2010.

1 'Morningstar rates investments from one to five stars based on how well they've performed in comparison to similar investments, after adjusting for risk and accounting for all relevant sales charges.' Source Morningstar

2 'Standard and Poor's Fund Services offers qualitative assessment of over 1,300 funds and the highest quality research on investment management capabilities. A team of 45 experienced analysts investigates and monitors long-only equity funds, fixed income funds, funds-of-hedge-funds and absolute return funds. The Fund Services methodology identifies the process, research skills, team strength and group solidity that lies behind the long-term outperformance of leading funds in each market and sector. Those that come through the process successfully carry a rating of quality recognised throughout the investment world.' - Source Standard & Poors

Position in the highly rated funds on the Fundsnetwork platform, August 2010. Based on gross funds placed under management, excluding funds re-registration. (Source Fundsnetwork).