remember 0% initial commission on all funds

UK Gilts
Fund Name Standard Initial Charge Our Initial Charge* Initial Commission Saving on £10,000 investment** Fund Managers AMC Morning Star Rating 1 S&P Rating 2 More Info Buy
Allianz PIMCO Gilt Yield Fund Inc 4% 1% 0% £300 .5% starstarstarstar A More Info Buy
Henderson UK Gilt Fund 4% 0% 0% £400 1% starstarstar More Info Buy
Global Bonds
Fund Name Standard Initial Charge Our Initial Charge* Initial Commission Saving on £10,000 investment** Fund Managers AMC Morning Star Rating 1 S&P Rating 2 More Info Buy
F&C Maximum Income Bond 5% 0.5% 0% £450 1.25% star A More Info Buy
INVESCO PERPETUAL Global Bond Acc 5% 0% 0% £500 1% starstarstar AA More Info Buy
INVESCO PERPETUAL Global Bond Inc 5% 0% 0% £500 1% starstarstarstar AA More Info Buy
Newton International Bond 4% 0.5% 0% £350 1% starstarstarstarstar More Info Buy
Threadneedle European High Yield Bond 3.75% 0.75% 0% £300 1.25% starstarstar AA More Info Buy
UK Corporate Bond
Fund Name Standard Initial Charge Our Initial Charge* Initial Commission Saving on £10,000 investment** Fund Managers AMC Morning Star Rating 1 S&P Rating 2 More Info Buy
F&C Corporate Bond Fund 5% 0.5% 0% £450 1% starstar A More Info Buy
Gartmore Fixed Interest Fund Inc 3.5% 0% 0% £350 1% starstar A More Info Buy
Henderson Long Dated Credit Fund 4% 0% 0% £400 1% starstarstar More Info Buy
INVESCO PERPETUAL Corporate Bond Acc 5% 0% 0% £500 1% starstarstarstar AAA More Info Buy
INVESCO PERPETUAL Corporate Bond Inc 5% 0% 0% £500 1% starstarstarstar AAA More Info Buy
Legal & General Managed Income Tst R Inc 3% 0% 0% £300 .75% starstarstar A More Info Buy
LeggMason Sterling Corporate Plus Bond 4.25% 0.25% 0% £400 1.25% A More Info Buy
M&G Corporate Bond Fund A Acc 3% 0% 0% £300 1% starstarstarstar AA   Buy
M&G Corporate Bond Fund A Inc 3% 0% 0% £300 1% starstarstarstar AA   Buy
M&G Strategic Corporate Bond Fund A Inc 3% 0% 0% £300 1% starstarstarstarstar AAA   Buy
New Star Sterling Bond - Inc 4.25% 0.25% 0% £400 1.25% star More Info Buy
New Star Sterling Bond - Acc 4.25% 0.25% 0% £400 1.25% star More Info Buy
Ignis Corporate Bond Fund Inc 4.25% 0% 0% £425 1.1% starstar A More Info Buy
Standard Life Inv Corporate Bond Inc 4% 0% 0% £400 .95% starstarstar A More Info Buy
Standard Life Select Income Fund Inc 4% 0% 0% £400 .95% starstarstarstar A More Info Buy
Threadneedle UK Corporate Bond Fund 3.75% 0.75% 0% £300 .75% starstarstar A More Info Buy
UK Other Bond
Fund Name Standard Initial Charge Our Initial Charge* Initial Commission Saving on £10,000 investment** Fund Managers AMC Morning Star Rating 1 S&P Rating 2 More Info Buy
Baillie Gifford Corporate Bond A Acc 5% 0% 0% £500 1% starstar AA More Info Buy
Baillie Gifford High Yield Bond A Inc 3.5% 0% 0% £350 1% starstarstar A More Info Buy
F&C Strategic Bond Fund Acc 5% 5% 0% £0 1% starstarstar A More Info Buy
F&C Strategic Bond Fund Inc 5% 0.5% 0% £450 1% starstarstar A More Info Buy
Fid FIF Extra Income Fund 3.5% 0.5% 0% £300 1.25% starstarstarstar AA   Buy
Henderson Preference & Bond Fund 4% 0% 0% £400 1.25% starstarstar AA More Info Buy
Henderson Strategic Bond Fund 4% 0% 0% £400 1.25% starstarstarstarstar AA More Info Buy
INVESCO PERPETUAL Mnthly Income Plus Inc 5% 0% 0% £500 1.25% starstarstar AA More Info Buy
INVESCO PERPETUAL Mnthly Income Plus Acc 5% 0% 0% £500 1.25% starstarstar AA More Info Buy
Investec Monthly High Income Fund Acc 4.5% 0% 0% £450 .95% starstarstar A More Info Buy
Investec Monthly High Income Fund Inc 4.5% 0% 0% £450 .95% starstarstar A More Info Buy
New Star Extra High Yield Bond 4.25% 0.25% 0% £400 1.25% star More Info Buy
New Star Fixed Interest 4.25% 0.25% 0% £400 1.25% starstar More Info Buy
Schroder Strategic Bond Acc 3.25% 0% 0% £325 1% starstarstar More Info Buy
Schroder Strategic Bond Inc 3.25% 0% 0% £325 1% starstarstar More Info Buy
Standard Life Inv Higher Income Acc 4% 0% 0% £400 .95% starstarstarstar AA More Info Buy
Standard Life Inv Higher Income Inc 4% 0% 0% £400 .95% starstarstarstar AA More Info Buy
Threadneedle High Yield Bond Fund 3.75% 0.75% 0% £300 1.25% starstarstar AA More Info Buy

INC = The profits from this ISA are provided as a regular income
ACC = The profits from this ISA are re-invested to help your investment grow

In providing this data, Skipton Financial Services (SFS) Limited has used the services of Library Information Services Limited and Fidelity FundsNetwork. Consequently, SFS cannot be held responsible for any inaccuracies contained in any information provided by any third party. All returns and illustrations are based on current tax legislation which is subject to unforeseen change. Past performance is not a guide to future returns

* The Initial Charge after 100% of initial commission has been rebated and including any fund manager discounts, if applicable.

** Saving on £10000 investment through SFS Invest Direct. Figures accurate as at 01 March 2010.

1 'Morningstar rates investments from one to five stars based on how well they've performed in comparison to similar investments, after adjusting for risk and accounting for all relevant sales charges.' Source Morningstar

2 'Standard and Poor's Fund Services offers qualitative assessment of over 1,300 funds and the highest quality research on investment management capabilities. A team of 45 experienced analysts investigates and monitors long-only equity funds, fixed income funds, funds-of-hedge-funds and absolute return funds. The Fund Services methodology identifies the process, research skills, team strength and group solidity that lies behind the long-term outperformance of leading funds in each market and sector. Those that come through the process successfully carry a rating of quality recognised throughout the investment world.' - Source Standard & Poors

Position in the highly rated funds on the Fundsnetwork platform, February 2010. Based on gross funds placed under management, excluding funds re-registration. (Source Fundsnetwork).


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